Job Summary
This role focuses on specialized processing and analysis of commercial health care claims ensuring accurate adjudication and compliance for complex insurance products. The candidate will apply deep expertise in health care products and commercial claims workflows to improve claim quality reduce operational risk and enhance customer outcomes in a hybrid day shift environment using English for effective communication.
Responsibilities
Analyze end to end commercial health care claims to ensure accurate interpretation of policy benefits eligibility rules and coverage conditions driving reliable claim outcomes and minimizing financial leakageReview claim documentation and associated health care product information to validate data completeness and consistency enabling accurate decision making and timely resolution for stakeholdersCoordinate with operations and product teams to clarify claim handling rules for health care products ensuring standardized application of guidelines and reducing processing errors across claim portfoliosInvestigate claim discrepancies and exceptions using structured analysis techniques identifying root causes and proposing process improvements that enhance claim accuracy and customer satisfactionDocument claim decisions and rationales clearly in case management tools providing transparent audit trails and supporting compliance with regulatory and internal quality standardsCollaborate with quality assurance teams to participate in claim reviews and sample assessments contributing insights that refine health care product rules and strengthen commercial claims governanceUtilize claim processing systems and tools efficiently during day shift operations maintaining high throughput while adhering to service level expectations and accuracy benchmarksEngage constructively with cross functional partners through English communication to clarify complex claim scenarios reducing cycle time and improving mutual understanding of product rulesMonitor key indicators related to commercial claims performance such as adjustment rates and rework volumes helping to identify patterns that inform training needs and product guideline updatesSupport the onboarding of new claim scenarios or product changes by interpreting business requirements into operational claim rules ensuring smooth integration into daily processing routinesProvide clear feedback to internal teams on recurring claim issues tied to health care products helping refine documentation standards and promote continuous improvement in claim workflowsMaintain strict adherence to company policies and regulatory expectations for data privacy and claim handling protecting member information and reinforcing organizational trust in claims operationsAdapt working practices to hybrid model expectations by managing tasks effectively both onsite and remote sustaining productivity and availability while delivering consistent claim outcomes
Qualifications
Possess professional experience of two to four years in commercial claims handling within the health care domain demonstrating practical exposure to end to end claim processing life cyclesApply strong working knowledge of health care products including benefits structures cost sharing rules and exclusions to interpret complex claim scenarios with precisionDemonstrate proficiency in commercial claims adjudication using claim processing platforms and standard office productivity tools to support detailed analysis and documentation activitiesCommunicate fluently in English for reading writing and speaking to collaborate with colleagues document decisions and explain claim outcomes to relevant stakeholdersShow familiarity with common regulatory and compliance expectations in health care claims such as documentation standards and audit readiness to support risk aware processingUtilize analytical thinking and problem solving skills to investigate claim anomalies and recommend targeted corrective actions that improve accuracy and reduce reworkExhibit adaptability to hybrid work arrangements and day shift schedules by organizing workload efficiently and maintaining consistent focus on quality and turnaround expectations
Certifications Required
Preferred certifications include medical coding or health insurance related credentials such as CPC or AHIP health care.
关于高知特 (Cognizant)
高知特(Cognizant)（纳斯达克代码：CTSH）作为一家AI Builder和相关技术服务提供商，致力于通过打造全栈AI解决方案，帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长，将企业独特的业务场景融入科技系统，赋能组织释放人才潜能，推动切实成果，并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情，敬请访问 cognizant.ai 或关注@cognizant。
补充雇佣信息
薪酬信息截至本职位发布之日为准。Cognizant 保留在适用法律允许的范围内随时修改该信息的权利。
申请人可能需要通过现场面试或视频会议的方式参加面试。此外，候选人在每次面试时可能需要出示其当前所在州或政府签发的有效身份证件。
Cognizant 是一家提供平等就业机会的雇主。在招聘过程中，您的申请和候选资格不会因种族、肤色、性别、宗教、信仰、性取向、性别认同、国籍、残疾、遗传信息、怀孕、退伍军人身份或任何其他受联邦、州或地方法律保护的特征而受到影响。
