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Sr. Consulting Manager, Commercial Lending

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About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?

About the role

As a Business Analyst – Commercial Lending (ACBS), you will make an impact by gathering, analyzing, and translating business requirements into clear functional documentation and actionable specifications. You will be a valued member of the project team and work collaboratively with business stakeholders, technology teams, QA, and external vendors.

In this role, you will:

  • Collaborate with business users to elicit and document business, functional, and non-functional requirements

  • Analyze current-state processes and systems, with a focus on commercial lending and loan servicing

  • Translate business needs into clear specifications, process flows, and use cases

  • Understand and document ACBS data structures, screens, and loan accounting features

  • Support ACBS-related activities including system mapping, configuration validation, UAT support, and cross-functional coordination

Work model

We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring time in a client or Cognizant office. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

  • Experience gathering and documenting business, functional, and non-functional requirements

  • Strong understanding of commercial lending and loan servicing processes

  • Experience developing BRDs, FSDs, user stories, and acceptance criteria

  • Ability to facilitate requirement walkthroughs and collaborate with business and technology teams

  • Experience supporting UAT activities, including test case validation and defect triage

These will help you succeed

  • Experience with ACBS, including data structures, screens, and loan accounting features

  • Experience mapping legacy systems (e.g., AFS) to ACBS

  • Experience working across business, technology, QA, and external vendor teams

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.


About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.

Additional employment information

Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] for roles based in the Americas or [email protected] for roles based in India.

Benefits that help you thrive and grow

Our benefits program is built with you in mind—so you can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

We regularly review market data to ensure compensation reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, etc.

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Physical and mental health

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

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Your career, your way

With 350,000+ roles at Cognizant, you’ll have opportunities explore new technologies, industries and locations—and build the skills you need to grow your career.

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Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

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