Experience: Minimum 6+ years
Required skills: Java or Phyton with GenAI / LLMs (RAG, Agentic systems), Microsoft Copilot
Nice to have skills: NodeJS, Document AI, Intelligent Document Processing (IDP), Optical Character Recognition (OCR), Natural Language Processing (NLP), and Virtual Assistants such as Kore.ai and similar platforms.
Job Summary:
Software Engineer (GenAI) will design and deliver robust enterprise applications using Java, Spring and Microservices within a hybrid work model. Strong in Java or Phyton with GenAI / LLMs (RAG, Agentic systems), Microsoft Copilot
Responsibilities:
- Design and implement scalable microservices using Java, Spring Boot and Spring MVC to support high volume cards and payments processing in a hybrid work environment.
- Develop secure and efficient APIs for authorizing clearing and settling card transactions while maintaining strict compliance with industry standards for data protection.
- Optimize application performance and scalability by profiling services tuning JVM parameters and refining database interactions for peak transaction windows in day shift operations.
- Collaborate with product owners architects and quality engineers to refine user stories and transform complex payments requirements into clear technical designs.
- Implement robust error handling logging and monitoring strategies that provide deep observability into microservices health transaction flows and exception patterns.
- Write clean modular and testable Java and JavaScript code with high unit and integration test coverage to ensure reliability of cards and payments features.
- Integrate applications with card networks payment gateways and internal risk systems while ensuring accurate message formats and stable connectivity.
- Conduct detailed code reviews and provide constructive feedback that improves code quality security posture and adherence to engineering standards across the team.
- Coordinate with DevOps teams to containerize services configure pipelines and support smooth deployments across multiple test and production environments.
- Analyze production incidents in cards and payments flows identify root causes and implement permanent fixes that enhance stability and customer trust.
- Document technical designs sequence diagrams and interface contracts so that other engineers and partner teams can understand and extend the platform with confidence.
- Mentor less experienced engineers through pairing design discussions and example implementations that demonstrate modern patterns for microservices and transaction processing.
- Engage with business and operations stakeholders to clarify acceptance criteria refine edge cases and ensure that delivered features reduce friction for payment users.
Qualifications:
- Demonstrate strong proficiency in Java and object oriented design principles applied to complex transaction processing systems in the cards and payments domain.
- Exhibit deep hands on experience building and maintaining microservices using Spring Boot and Spring MVC with a focus on reliability and observability.
- Apply solid skills in JavaScript for building or enhancing user facing components and internal tools that interact with payments services.
- Bring proven experience in cards and payments including authorization flows settlement cycles chargebacks and fraud controls in regulated environments.
- Utilize practical knowledge of relational databases messaging systems and caching strategies to support low latency and high throughput payment workloads.
- Show familiarity with testing frameworks continuous integration practices and code quality tools that ensure safe and repeatable releases.
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] for roles based in the Americas or [email protected] for roles based in India.











