Cognizant (NASDAQ: CTSH) is a leading provider of information technology, consulting, and business process outsourcing services, dedicated to helping the world's leading companies build stronger businesses. Headquartered in Teaneck, New Jersey (U.S.). Cognizant is a member of the NASDAQ-100, the S&P 500, the Forbes Global 1000, and the Fortune 500 and we are among the top performing and fastest growing companies in the world.
Job Summary:
Sr Product Architect ISG will design and optimize enterprise banking products focused on data migration deposits management and general ledger management while aligning solutions to strategic objectives and regulatory standards. The role will drive hybrid model collaboration across product and engineering teams to ensure scalable architectures that enhance financial integrity customer trust and operational efficiency.
Responsibilities
- Lead end to end product architecture for core banking solutions focused on data migration deposits management and general ledger management to deliver secure scalable and compliant platforms that support strategic enterprise growth.
- Oversee translation of complex business requirements into modular system designs that streamline financial operations improve data accuracy and reduce manual intervention across deposits and ledger workflows.
- Provide architectural guidance to engineering and product teams to ensure integration patterns for data migration minimize risk safeguard historical records and support seamless cutover from legacy platforms.
- Drive optimization of deposits management capabilities by shaping core services for account lifecycle transactions interest calculations and fee handling to enhance customer experience and operational reliability.
- Direct design of robust general ledger frameworks that maintain consistent posting rules reconciliation controls and reporting structures to support regulatory compliance and transparent financial statements.
- Coordinate hybrid collaboration ceremonies across onsite and remote stakeholders to validate architectural decisions align on technical standards and maintain shared understanding of solution roadmaps.
- Analyze performance and scalability metrics for transaction heavy deposits and payments flows to define tuning strategies capacity plans and resilience patterns that ensure stable day shift operations.
- Guide implementation of data quality and governance practices within migration and ledger processes so that financial information remains traceable auditable and trustworthy for internal and external stakeholders.
- Collaborate with domain experts in cards and payments to extend product architecture with interoperable services that enable unified customer journeys and consistent settlement across channels.
- Mentor senior engineers and product partners on architectural best practices design principles and documentation methods that foster reuse maintainability and long term platform sustainability.
- Evaluate emerging technologies and patterns in cloud native data processing and financial systems to propose incremental enhancements that strengthen competitiveness and societal trust in digital banking services.
- Partner with risk and compliance teams to embed control points logging and validation rules into core product flows so that regulatory expectations and internal policies are met without impacting user experience.
- Coordinate cross functional release planning activities to ensure architectural readiness capacity alignment and operational procedures for non travel day shift deployments that minimize customer impact.
Qualifications
- Demonstrate extensive experience in architecting enterprise solutions for data migration deposits management and general ledger management using structured methodologies and industry standard patterns.
- Possess strong understanding of banking and financial domain concepts including account structures transaction processing reconciliation and reporting with exposure to cards and payments considered an advantage.
- Apply hands on knowledge of integration approaches data modeling and migration strategies across heterogeneous systems to achieve high data fidelity and minimal downtime during transformation programs.
- Utilize solid skills in documenting architecture decisions creating solution diagrams and defining non functional requirements such as scalability security availability and maintainability for hybrid delivery models.
- Bring proven background in collaborating with product managers engineers and operations teams in large multinational environments to ensure that technical solutions are aligned with business objectives and societal impact goals.
jobs. Application Accepted: 10/30/2026
The annual salary for this position is between $130,000 - $135,000 depending on experience and other qualifications of the successful candidate.
Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:
- Extended Group Health Plan through Manulife
- Prescription drug coverage
- Virtual healthcare through TELUS Health Virtual Care
- TELUS Virtual Pharmacy
- Mental health and counseling services
- Employee Assistance Program (EAP)
- Mental Health Ally Program
- Life Insurance
- Accidental Death & Dismemberment (AD&D) Insurance
- Leave of Absence and Disability support programs
- Wellbeing resources, events, and champion networks
- Group Registered Pension Plan (RPP) for associates on Canada payroll
- Employer matching contributions under the RPP (subject to plan terms)
- Group Registered Retirement Savings Plan (RRSP)
- Competitive group investment rates through Manulife
Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable language
Our strength is built on our ability to work together. Our diverse backgrounds offer different perspectives and new ways of thinking. It encourages lively discussions, creativity, productivity, and helps us build better solutions for our clients. We want someone who thrives in this setting and is inspired to craft meaningful solutions through true collaboration.
If you are content with ambiguity, excited by change, and excel through autonomy, we’d love to hear from you!
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
Applicants for US based positions must be currently authorized to work for any employer in the United States. The company is unable to provide employment-based immigration sponsorship for US based positions.
If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] for roles based in the Americas or [email protected] for roles based in India.
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
