Job Profile Summary: The Loan Processor provides support to the lending areas by reviewing the accuracy of consumer and mortgage loans from conditional approval to closing.
Depth & Scope:
· Reviews all required documents, such as, borrower documents, D/U & LP findings, title and HOI for submission
· Provides support to customers, branches and lending staff as needed
· Follow all regulations and policies appropriate to lending
· Documents all interactions on the loan transaction and is responsible for documenting communications with interested parties.
· Owns borrower communication on loan file from conditional approval to closing.
· May order or facilitate ordering for Third -Party needs, responsible for follow up and receipt of HOI, title, 4506T, payoffs, written verifications, subordinations etc
· Validate all documents required by underwriting are present, accurately indexed and meet the stated underwriter requirements
· Ensure all data fields required by underwriting are complete
· Resolve 3rd party conditions on the loan
· Interact with vendors providing service on the loan transaction, obtain necessary documentation including Home-Owners Insurance providers, Title companies, Home-Owners Associations
· Ensure all services required for the loan transaction are ordered timely
· Document all interactions on the loan transaction
· Process the least complex loans typically Express Agency loans, Condo Pud or Home Equity loans
· May assist in training the Loan Processor I
· Processes some complex loans such as CEMA, condos and co-ops
· Basic system, industry and process knowledge
Education & Experience:
· High School diploma or GED required
· 2+ years loan documentation experience
· Detail oriented
· Working knowledge of Bank loan products and policies
· Knowledge of lending software preferred
· Proven ability to handle heavy workload and meet stringent deadlines
· Solid oral and written communication skills, with ability to interact effectively with all customers, both internal and external
· Working knowledge and understanding of regulations from different states
· Strong PC skills
关于高知特 (Cognizant)
高知特(Cognizant)（纳斯达克代码：CTSH）作为一家AI Builder和相关技术服务提供商，致力于通过打造全栈AI解决方案，帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长，将企业独特的业务场景融入科技系统，赋能组织释放人才潜能，推动切实成果，并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情，敬请访问 cognizant.ai 或关注@cognizant。
补充雇佣信息
薪酬信息截至本职位发布之日为准。Cognizant 保留在适用法律允许的范围内随时修改该信息的权利。
申请人可能需要通过现场面试或视频会议的方式参加面试。此外，候选人在每次面试时可能需要出示其当前所在州或政府签发的有效身份证件。
Cognizant 是一家提供平等就业机会的雇主。在招聘过程中，您的申请和候选资格不会因种族、肤色、性别、宗教、信仰、性取向、性别认同、国籍、残疾、遗传信息、怀孕、退伍军人身份或任何其他受联邦、州或地方法律保护的特征而受到影响。
