About Cognizant Consulting
Cognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life Sciences, Energy, Utilities, Retail.
About the Role
As a Credit Risk Business Analyst, you will play a pivotal role in bridging business and technology for leading financial institutions. You will collaborate with stakeholders, product owners, and technology teams to design and deliver solutions that enhance credit risk reporting and regulatory compliance. This role demands strong domain expertise in Credit Risk models (LGD, PD, EAD), hands-on experience with LEF and SCCL reporting, and a solid understanding of AIRB/FIRB frameworks.
Location: Chennai
Notice Period: Immediate to 60 days
Years of Experience: 4 to 14 Years
Job Description
• Credit Risk knowledge – hands on experience in Credit Risk reporting like LEF , SCCL. understanding AIRB / FIRB models
• IT BA experience
• Hands on SQL
• Agile project execution
• Good presentation and communication skills
Knowledge and Experience:
- Minimum Bachelor’s degree. Specialization in Business, Finance, Engineering, Math or Sciences is desirable.
- Experience in financial risk management , credit risk , credit risk model (LGD,PD,EAD) – hands on experience in LEF, ESN, and SCCL
- Experience in identifying and assessing key business processes , understanding of data ingestion from FO especially in EOD c format
- Experience in Basel regulation
- Experience working in Agile projects, using Jira, creating user stories, and overall knowledge of the Agile Framework.
Skills and Competencies:
- Ability to quickly learn organizational structure, business strategies and processes
- Good knowledge of Capital Markets, Risk Management and reporting
- Should have sound understanding of financial instruments basics- loans , deposits , repos , seclending
- Specific Domain skills : Finance & Risk Experience in Functional analysis on Liquidity reporting / Credit Risk credit risk model (LGD,PD,EAD)
- AIRB models – credit exposure calculation
- Lead discussions on detailed requirement phases identifying, tracking, escalating and/or resolving business systems issues
- Knowledgeable on business process modeling, process mapping
- Knowledge of IT delivery methodologies: Agile, Iterative Waterfall and Waterfall
- Write clear and well-structured business requirements documents, User stories if required.
- Advanced ability to resolve minor conflicts/issues using different tactics for prior to escalation
- Strong analytical and problem solving skills
- Strong written and verbal communication skills
Attributes:
- Business acumen
- Able to deal with ambiguity
- Analytical thinker, detailed-oriented with good problem solving skills
- Results oriented
- Organized with strong time management skills
- Ability to work independently
If you are interested, please share your updated resume with [email protected].
Subject Line: Credit Risk Business Analyst, BFS Consulting
关于高知特 (Cognizant)
高知特(Cognizant)（纳斯达克代码：CTSH）作为一家AI Builder和相关技术服务提供商，致力于通过打造全栈AI解决方案，帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长，将企业独特的业务场景融入科技系统，赋能组织释放人才潜能，推动切实成果，并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情，敬请访问 cognizant.ai 或关注@cognizant。
补充雇佣信息
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