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SME-Loan Servicing

00068226551


Job Summary

IPosition Summary

Individuals in this role are responsible for review of first level processing completed as well as processing complex loans ordersrequests and claims across the loan servicing life cycle They are expected to accurately and optimally process items in accordance with laid down procedures and maintain requisite standards of quality and productivity They also work on proactive identification of issues and assist the team in resolving the same

Should have knowledge of mortgage lif


Responsibilities

IPosition Summary

Individuals in this role are responsible for review of first level processing completed as well as processing complex loans ordersrequests and claims across the loan servicing life cycle They are expected to accurately and optimally process items in accordance with laid down procedures and maintain requisite standards of quality and productivity They also work on proactive identification of issues and assist the team in resolving the same

Should have knowledge of mortgage life cycle and comprehend various documents like mortgage deed Title FCL BK etc Knowledge of Escrow analysis and Property tax accounting Knowledge of accounting with ability to reconcile Corporate and Escrow expenses

IIKey Result Areas

Processing loansordersrequests or claims as assigned by team lead

Achieve Individual SLA targets for metrics like Accuracy Productivity Volumes and TAT

Document and review all process changes to improve process quality of the team

Completion of all mandatory assessment certifications as applicable to the supported business

Maintain knowledge management database

Achieve the required Learning Health Score

IIITypical Responsibilities

Business Customer

Liaise with internal external clients

Seek for approvals from internal stake holders wherever required

ProjectProcess

Will be the first point of contact for minor issues or questions

Acquire a strong understanding of the process and actively assist in providing floor support to the team to answer any queries issues or concerns

Knowledge on Property Tax Accounting Escrow analysis setup cancellations reinstatements and payments

5 BPS Horizontals Service Delivery Track

Knowledge of new loan set up flood determination Mortgage Insurance tax Investor accounting and reporting document indexing imaging and retrieval

Perform data researching and analysis

Support the Team Leader in knowledge management by performing activities like root cause analysis on the errors made by the team members

Participate on the review calls with the process owners while playing the role of an individual independent contributor

Ensure all queues are cleared within the specified timelines

Identify process gaps proactively and in generating process improvement ideas on productivity accuracy and consistency index turnaround time

Perform functional responsibility of the process in the absence of TL

Change Management Update SOPs whenever procedures are changed Communicate to the Team Lead about any such changes noticed

Perform four quality checksaudits in the process and ensure error free processing

Perform investigation of all loan servicing processes appearing in the inventory report as per the various criteria of prioritization

Ensure adherence to meeting all SLA Client metrics Target

Track and Highlight aging volumes and inventory issue to Team LeadManager on time

Thorough understanding of compliance and regulatory requirements specific to the processdomain

Get certified on initial domain related certifications if any

Administer all required certifications Ensure 100 compliance to all certification requirements

Performance delivery upto 60 of the time on daily Production Meet the daily production number

Ensure the team quality scores meetexceed the SLA requirements Error analysis for respective teams aligned

People Team

Complete mandatory training for self as identified in the training plan for the project

Align individual goals with team objectives work cohesively with the team

Contribute to and participate proactively in knowledge sharing sessions

Act as a buddy and mentor for New Hires

Conduct refresher training for existing associates

Knowledge Management Provide training to new joiners in the team and Conduct weekly assessment to gauge the process gap

Conduct peer reviews

Perform functional responsibility of the process in the absence of TL

Ensure quality monitoring and audits for process executives to identify areas of improvement for the team or individuals

Report to the manager on performance status and any escalations

Actively participate and contribute to team initiatives regular team meetings presenting of thoughts Ideas etc

Floor Support Responsible for supporting the team on process queries require artifacts Handle escalation query email

Documented feedback to team members Responsible for providing objective feedback and follow through of the same Require artifacts for the same

IVDegree of IndependenceSupervision required

Performs complex duties independently according to established guidelines Refers to supervisor typically for specific interventions exceptions

Task is reviewed closely on completion

Takes decision on critical loan submission and would be the 1st level point of contact for any process related queries

Kaizen Automation Knowledge Management

6 BPS Horizontals Service Delivery Track

VTeam Management Responsibilities NA

VIQualification

Education Graduate MBA

Minimum Experience required 24 years

BPO Transaction Data


关于高知特 (Cognizant)
高知特(Cognizant)(纳斯达克代码:CTSH)作为一家AI Builder和相关技术服务提供商,致力于通过打造全栈AI解决方案,帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长,将企业独特的业务场景融入科技系统,赋能组织释放人才潜能,推动切实成果,并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情,敬请访问 cognizant.ai 或关注@cognizant。

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