Job Summary
Serve as a senior software engineer delivering secure resilient and scalable consumer lending applications using Net technologies React and Azure in a hybrid work model. Collaborate with cross functional teams to design develop and optimize credit decision and loan servicing solutions that enhance customer experiences and support responsible lending outcomes for society.
Responsibilities
- Design and develop secure and scalable consumer lending applications using Net Framework ASP NET Core Web API ASP NET MVC and C sharp to support efficient loan origination and servicing workflows
- Implement responsive and accessible user interfaces with React and modern JavaScript patterns to deliver intuitive digital experiences for consumer lending customers across channels
- Create optimize and maintain complex SQL Server data models stored procedures and queries to ensure reliable transaction processing and insightful portfolio analytics for lending operations
- Integrate applications with internal and external lending platforms such as credit bureaus payment gateways and risk engines to enable straight through processing and timely credit decisions
- Apply domain knowledge in consumer lending products policies and lifecycle events to translate business requirements into robust technical designs and configurable solutions
- Develop and maintain RESTful APIs using ASP NET Core Web API that securely expose lending services for internal applications and partner integrations while maintaining consistent data contracts
- Use Azure services such as App Service Functions Storage and monitoring tools to build cloud ready solutions with strong resilience observability and cost optimized performance
- Implement and enforce coding standards secure coding practices and automated unit tests to ensure high quality maintainable code that reduces production incidents and technical debt
- Collaborate with business analysts product owners quality specialists and operations teams in a hybrid work environment to refine requirements plan sprints and deliver incremental value for lending journeys
- Troubleshoot and resolve complex production and performance issues across the full stack including Net services React front end and SQL Server database layers to protect customer trust
- Conduct code reviews knowledge sharing sessions and technical walkthroughs to improve team skills encourage reuse of components and align implementations with architectural guidance
- Prepare clear technical documentation including solution designs API specifications data flow diagrams and deployment guides to support smooth knowledge transfer and operational readiness
- Estimate effort plan tasks and track progress using agile methods to deliver features and enhancements on schedule while managing technical risks for consumer lending platforms
Qualifications
- Demonstrate hands on expertise of at least four years in Net technologies including Net Framework ASP NET Core Web API ASP NET MVC C sharp and object oriented design for enterprise scale applications
- Exhibit strong proficiency in SQL and SQL Server including schema design indexing query tuning and transaction handling to support high volume lending data workloads
- Show proven experience building modern single page applications using React JavaScript HTML and CSS with focus on performance accessibility and reusable components
- Display practical experience deploying and operating applications on Azure using services such as App Service Functions Storage Key Vault and monitoring solutions in a hybrid environment
- Provide clear evidence of extensive work in consumer lending domains including origination underwriting servicing and collections with understanding of compliance and risk considerations
- Apply sound understanding of design patterns microservice principles and RESTful best practices to create modular testable and extensible lending solutions
- Communicate effectively with technical and nontechnical partners documenting decisions and explaining complex issues in simple terms that support responsible lending outcomes
关于高知特 (Cognizant)
高知特(Cognizant)（纳斯达克代码：CTSH）作为一家AI Builder和相关技术服务提供商，致力于通过打造全栈AI解决方案，帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长，将企业独特的业务场景融入科技系统，赋能组织释放人才潜能，推动切实成果，并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情，敬请访问 cognizant.ai 或关注@cognizant。
补充雇佣信息
薪酬信息截至本职位发布之日为准。Cognizant 保留在适用法律允许的范围内随时修改该信息的权利。
申请人可能需要通过现场面试或视频会议的方式参加面试。此外，候选人在每次面试时可能需要出示其当前所在州或政府签发的有效身份证件。
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