Job Summary
Serve as a senior software engineer delivering secure resilient and scalable consumer lending applications using Net technologies React and Azure in a hybrid work model. Collaborate with cross functional teams to design develop and optimize credit decision and loan servicing solutions that enhance customer experiences and support responsible lending outcomes for society.
Responsibilities
- Design and develop secure and scalable consumer lending applications using Net Framework ASP NET Core Web API ASP NET MVC and C sharp to support efficient loan origination and servicing workflows
- Implement responsive and accessible user interfaces with React and modern JavaScript patterns to deliver intuitive digital experiences for consumer lending customers across channels
- Create optimize and maintain complex SQL Server data models stored procedures and queries to ensure reliable transaction processing and insightful portfolio analytics for lending operations
- Integrate applications with internal and external lending platforms such as credit bureaus payment gateways and risk engines to enable straight through processing and timely credit decisions
- Apply domain knowledge in consumer lending products policies and lifecycle events to translate business requirements into robust technical designs and configurable solutions
- Develop and maintain RESTful APIs using ASP NET Core Web API that securely expose lending services for internal applications and partner integrations while maintaining consistent data contracts
- Use Azure services such as App Service Functions Storage and monitoring tools to build cloud ready solutions with strong resilience observability and cost optimized performance
- Implement and enforce coding standards secure coding practices and automated unit tests to ensure high quality maintainable code that reduces production incidents and technical debt
- Collaborate with business analysts product owners quality specialists and operations teams in a hybrid work environment to refine requirements plan sprints and deliver incremental value for lending journeys
- Troubleshoot and resolve complex production and performance issues across the full stack including Net services React front end and SQL Server database layers to protect customer trust
- Conduct code reviews knowledge sharing sessions and technical walkthroughs to improve team skills encourage reuse of components and align implementations with architectural guidance
- Prepare clear technical documentation including solution designs API specifications data flow diagrams and deployment guides to support smooth knowledge transfer and operational readiness
- Estimate effort plan tasks and track progress using agile methods to deliver features and enhancements on schedule while managing technical risks for consumer lending platforms
Qualifications
- Demonstrate hands on expertise of at least four years in Net technologies including Net Framework ASP NET Core Web API ASP NET MVC C sharp and object oriented design for enterprise scale applications
- Exhibit strong proficiency in SQL and SQL Server including schema design indexing query tuning and transaction handling to support high volume lending data workloads
- Show proven experience building modern single page applications using React JavaScript HTML and CSS with focus on performance accessibility and reusable components
- Display practical experience deploying and operating applications on Azure using services such as App Service Functions Storage Key Vault and monitoring solutions in a hybrid environment
- Provide clear evidence of extensive work in consumer lending domains including origination underwriting servicing and collections with understanding of compliance and risk considerations
- Apply sound understanding of design patterns microservice principles and RESTful best practices to create modular testable and extensible lending solutions
- Communicate effectively with technical and nontechnical partners documenting decisions and explaining complex issues in simple terms that support responsible lending outcomes
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional de empleo
La información de compensación es precisa a la fecha de esta publicación. Cognizant se reserva el derecho de modificar esta información en cualquier momento, sujeto a la legislación aplicable.
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Cognizant es un empleador que ofrece igualdad de oportunidades. Tu solicitud y candidatura no serán consideradas en base a raza, color, sexo, religión, credo, orientación sexual, identidad de género, origen nacional, discapacidad, información genética, embarazo, condición de veterano o cualquier otra característica protegida por las leyes federales, estatales o locales.
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