Summary:
The QM Auditor is responsible for reviewing closed loans delivered for purchase to the client specific Correspondent Lending Division. The review consists of determining loan eligibility and compliance to Qualified Mortgage (QM) and Ability to Repay (ATR) guidelines.
Responsibilities:
- Use Company systems (including LOS and OnBase) to review loans for compliance to QM and ATR guidelines and perform loan level data entry into Company systems on each loan reviewed to determine purchase eligibility while meeting production and quality standards.
- Use Company systems to review and clear loan level suspense conditions
- Communicate with Lenders to answers questions, explain guidelines, and resolve loan level suspensions while demonstrating outstanding customer service levels
- Assist in review of monthly QA qualified mortgage related findings, analyzing trends, and reporting of data to Department Head.
Participate in regular team meetings regarding trends, training, and updates to policies and procedures
Education:
- College degree from a 4-year institution or equivalent experience preferred
Experience:
- Minimum 3 - 5 years of experience working in a mortgage banking operation preferred
- At least 1 year experience auditing closed loans at FAMC preferred.
- Extensive knowledge of the Ability to Repay/Qualified Mortgage Rule.
Must be familiar with automated underwriting systems including Fannie Mae’s Desktop Underwriter and Freddie Mac’s Loan Prospector.
Cognizant will only consider applicants for this position who are legally authorized to work in the United States without requiring company sponsorship now or at any time in the future
Cog2026
Cognizant will only consider applicants for this position who are legally authorized to work in the United States without requiring company sponsorship now or at any time in the future
Cog2026
私たちについて：
コグニザント（NASDAQ: CTSH）は、AI builderおよびテクノロジーサービスプロバイダとして、AI投資を企業価値へとつなげるフルスタックのAIソリューションを提供しています。業界、業務プロセス、エンジニアリングに関する深い専門性を強みに、各企業固有のコンテキストをテクノロジーシステムに組み込み、人の力を最大限に引き出すとともに、具体的な成果の創出と、急速に変化する世界におけるグローバル企業の競争力維持を支援します。詳しくは、当社ウェブサイト www.cognizant.com をご覧ください。
雇用に関する追加情報
本募集に記載されている報酬情報は、掲載日時点で正確なものです。Cognizantは、適用される法令に従い、いつでも本情報を変更する権利を留保します。
応募者は、対面またはビデオ会議による面接への参加を求められる場合があります。また、各面接の際に、現在有効な州政府または政府発行の身分証明書の提示を求められる場合があります。
Cognizantは機会均等雇用主です。応募および選考において、人種、肌の色、性別、宗教、信条、性的指向、性自認、国籍、障がい、遺伝情報、妊娠、退役軍人の地位、その他連邦法・州法・地方自治体の法律により保護されるいかなる特性に基づく差別も行いません。
