Enterprise Architect – Core Banking
About the role
As an Enterprise Architect – Core Banking, you will make an impact by driving core banking transformation programs, architecture strategy, and execution across large-scale engagements. You will be a valued member of the ISG team and work collaboratively with stakeholders across architecture, delivery, product, engineering, and client leadership teams.
In this role, you will:
Core Banking Strategy & Delivery Leadership
- Own and drive enterprise core banking delivery across the project span. Define target-state core banking operating models, balancing agility, resilience, regulatory compliance, cost optimization, and scalability of the delivery team. Lead delivery across retail, SMB, commercial, and wholesale banking in a federated or multi-entity banking environment from Architecture perspective
Technology & Platform Modernization
- Drive product upgrade programs, migration from legacy core banking systems to modern, API-driven, cloud-native platforms supporting real-time processing and open banking standards. Oversee implementation or modernization of core banking engines, product processors, middleware integration layers, and data platforms. Champion automation, data-driven insights, and platform reusability across core banking domains including accounts, loans, payments integration, and customer data
ISG Capability building and Proposal Support
- Lead the development and scaling of product architect expertise across core banking platforms including Temenos Transact (T24), Oracle FLEXCUBE, Infosys Finacle, Thought Machine Vault, Ohpen, and Mambu within the ISG delivery organization. Drive a structured capability-building agenda covering AI initiatives, product certification, hands-on lab environments, solution accelerators, and reusable asset development to build platform-skilled talent across onshore and offshore teams. Partner with vendors and alliance teams to translate evolving product roadmaps and best practices into delivery-ready competencies, while establishing communities of practice to foster crossplatform learning and reduce delivery risk
Program & Execution Ownership for Banking Architecture
- Run complex, multi-stream core banking programs spanning technology, operations, risk, and change management. Coordinate delivery across product, engineering, operations, and external partners (including core banking vendors like Temenos, Finacle, FIS, Thought Machine, or Mambu), ensuring execution velocity and outcome ownership. Establish measurable outcomes tied to risk reduction, operational efficiency, straight-through processing (STP), and customer experience improvements
Work model
At Cognizant, we strive to provide flexibility wherever possible, and we are here to support a healthy work-life balance through our various wellbeing programs. Based on this role’s business requirements, this is an onsite position requiring presence in a client or Cognizant office.
The working arrangements for this role are accurate as of the date of posting. This may change based on project and client requirements.
What you need to have to be considered:
- 20+ years in IT Industry with strong capability in Technical / Transformation of large core banking transformation deals
- Proven track record in managing global delivery programs, multi-country transitions architecture needs
- Experience of managing regional delivery and tier 1 clients involving multi-phase, global transformation initiatives to modernize technology, architecture
- Extensive experience designing and governing enterprise and solution architectures for Tier-1 banks across APAC, Europe, and North America
- Trusted advisor to CIOs, CTOs, and Architecture Review Boards, with deep expertise in Temenos platforms, hybrid cloud architectures, API-led integration, DevSecOps enablement, and regulatory-compliant banking solutions
- Deep experience across core banking technical landscape
- Experience modernizing core banking platforms – Hands-on exposure to delivering from legacy monolithic core systems to modern, cloud-native, product upgrades, API-first core banking platforms, including open banking integration and digital channel enablement
- Exposure to one or more core banking products such as Temenos Transact (T24), TAP, and other banking product suite
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] for roles based in the Americas or [email protected] for roles based in India.
