Job Summary
Architect role in a multinational organization responsible for designing and guiding end to end mobile application architecture across native and cross platform technologies for consumer lending solutions. The architect will apply deep expertise in mobile frameworks and testing practices to create scalable secure and maintainable digital lending experiences in a hybrid day shift work environment.
Responsibilities
- Design holistic mobile application architectures that integrate native and cross platform frameworks to deliver reliable consumer lending experiences aligned with business goals and compliance needs.
- Drive end to end solution design for lending journeys across mobile channels ensuring robust integration with backend services third party providers and networking components for high availability.
- Define architectural standards and patterns for Kotlin Swift React Native and React Js implementations ensuring codebases remain scalable testable and maintainable over product lifecycles.
- Guide the selection and structuring of Swift Package Manager dependencies and React Js modules to optimize performance simplify upgrades and reduce technical debt in mobile ecosystems.
- Establish resilient networking library usage patterns that handle latency errors and security constraints while preserving responsive lending workflows and intuitive user interactions.
- Shape comprehensive testing strategies using XCTest and Mockito to validate critical lending features such as eligibility checks risk assessments and transaction flows across multiple platforms.
- Collaborate closely with product design operations and risk teams to translate consumer lending requirements into technical blueprints that support regulatory adherence and customer centric outcomes.
- Optimize client side performance and user interface behavior in React Native and Kotlin based applications to reduce friction improve accessibility and enhance trust in lending decisions.
- Oversee integration approaches for mobile apps with core lending platforms identity verification services and payment gateways ensuring data integrity and consistent user journeys.
- Provide architectural governance for hybrid work delivery by defining documentation standards review practices and communication models that support distributed teams and day shift operations.
- Evaluate emerging mobile technologies frameworks and testing tools to continuously improve lending solution reliability security posture and alignment with organizational digital transformation goals.
- Mentor engineering teams on architectural best practices in mobile app design and testing helping them understand trade offs and implement solutions that support long term product resilience.
- Champion architectural decisions that enhance societal impact by promoting transparent lending flows accessible interfaces and secure handling of sensitive financial data for diverse customer segments.
Qualifications
- Demonstrate strong experience in mobile app design and architecture with proven ownership of complex consumer lending solutions across native and cross platform environments.
- Exhibit advanced proficiency in Kotlin Swift React Native and React Js with the ability to articulate design choices and implement patterns that support robust lending journeys.
- Show deep hands on experience with Swift Package Manager Mockito XCTest and networking libraries using them to enforce quality security and reliability in production mobile systems.
- Apply comprehensive knowledge of consumer lending processes including loan origination underwriting servicing and customer support to inform technology and architecture decisions.
- Display capability to work effectively in a hybrid day shift model using clear documentation and structured collaboration to coordinate efforts across product engineering and operations.
- Leverage experience in performance optimization monitoring and troubleshooting for mobile applications to ensure lending features remain fast reliable and responsive under varying loads.
- Utilize strong communication and problem solving skills to explain architectural trade offs align stakeholders and ensure solutions reflect both customer needs and organizational objectives.
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
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