Cognizant is always looking for top talent. We are searching for candidates to fill future needs within the business. This job posting represents potential future employment opportunities with Cognizant. Although the position is not currently available, we want to provide you with the opportunity to express your interest in future employment opportunities with Cognizant. If a job opportunity that you may be qualified for becomes available in the future, we will notify you. At that time you can determine whether you would like to apply for the specific open position. Thank you for your interest in Cognizant career opportunities.
Looking for an experienced Engineer to design, implement, and maintain payment processing systems across the LATAM region. The ideal candidate will bring deep knowledge of card payment protocols, transaction lifecycle management, and bilingual communication.
Must have:
Banking, Cards & Payments domain
ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.
C++, Oracle DB, Linux
Payments clearing & settlement (Applied when managing end-to-end fund movement — from transaction capture through interbank clearing to final settlement. Critical for ensuring reconciliation accuracy and resolving discrepancies.)
Message switching & transaction flow (Essential for designing and troubleshooting the routing logic that directs authorization requests between acquirers, issuers, and card networks. Applied in system architecture, incident resolution, and performance tuning.)
Spanish (Advance), English (Intermediate)
Nice to have:
Card scheme certification (Advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing. Reduces onboarding time and increases credibility in scheme-level discussions)
Store & forward (Beneficial for handling offline transaction queuing scenarios — storing transactions locally when the network is unavailable and forwarding them once connectivity is restored. Relevant in intermittent-connectivity LATAM deployment environments.)
About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.
