About Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?
About the role
As a Consulting Manager – Commercial Lending, you will make an impact by supporting the discovery, optimization, and transformation of credit memo workflows and commercial real estate (CRE) loan origination processes. You will be a valued member of the Banking & Financial Services team and work collaboratively with Credit, Underwriting, Operations, and Technology stakeholders to deliver solutions that improve efficiency, support regulatory requirements, and enhance lending operations.
In this role, you will:
Partner with Credit, Underwriting, and IT teams to gather, document, and translate business requirements for credit memo workflows and CRE loan origination platforms into functional specifications and system configurations
Analyze and optimize existing credit memo processes, including data flows from financial spreading, underwriting analysis, and approval workflows, to identify automation opportunities and reduce manual processing effort
Support implementation, enhancement, integration, and upgrade initiatives related to loan origination systems, credit memo templates, and portfolio monitoring platforms
Lead and support UAT planning, test case development, defect triage, and validation activities to ensure successful solution delivery
Serve as a subject matter liaison between business and technology teams, leveraging commercial real estate lending knowledge to ensure solutions align with underwriting standards and regulatory requirements
Work model – Onsite
At Cognizant, we strive to provide flexibility wherever possible, and we are here to support a healthy work-life balance through our various wellbeing programs. Based on this role’s business requirements, this is an onsite position requiring time in a client or Cognizant office in Dallas, Texas.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
What you must have to be considered
Experience as a Business Analyst supporting Commercial Real Estate (CRE) Lending, Commercial Banking, or Loan Origination initiatives
Strong understanding of CRE credit memo preparation, review, and approval processes is a must
Experience gathering, documenting, and translating business requirements into functional specifications and system configurations
Experience working with loan origination platforms such as nCino or similar commercial lending solutions
Knowledge of credit analysis, financial spreading, underwriting workflows, and approval processes
Experience supporting system implementations, upgrades, enhancements, and integrations within lending environments
Experience leading or supporting User Acceptance Testing (UAT), test case development, defect management, and release validation activities
Strong analytical and process improvement skills with the ability to identify automation opportunities and streamline business processes
Excellent communication and stakeholder management skills, with the ability to collaborate across business and technology teams
These will help you succeed
Experience with portfolio monitoring platforms and commercial lending technology ecosystems
Experience supporting credit transformation, workflow automation, or digital lending initiatives
Understanding of commercial credit risk management and lending operations
Experience documenting business process flows, system requirements, and data flows
Knowledge of regulatory and compliance considerations within commercial lending environments
Ability to act as a trusted advisor to Credit, Underwriting, Operations, and Technology stakeholders
Experience working in complex banking and financial services environments
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.
关于高知特 (Cognizant)
高知特(Cognizant)（纳斯达克代码：CTSH）作为一家AI Builder和相关技术服务提供商，致力于通过打造全栈AI解决方案，帮助企业将人工智能投资转化为实际价值。公司凭借深厚的行业经验、流程优化和工程技术专长，将企业独特的业务场景融入科技系统，赋能组织释放人才潜能，推动切实成果，并帮助全球企业在瞬息万变的环境中保持领先。如需了解更多详情，敬请访问 cognizant.ai 或关注@cognizant。
补充雇佣信息
薪酬信息截至本职位发布之日为准。Cognizant 保留在适用法律允许的范围内随时修改该信息的权利。
申请人可能需要通过现场面试或视频会议的方式参加面试。此外，候选人在每次面试时可能需要出示其当前所在州或政府签发的有效身份证件。
Cognizant 是一家提供平等就业机会的雇主。在招聘过程中，您的申请和候选资格不会因种族、肤色、性别、宗教、信仰、性取向、性别认同、国籍、残疾、遗传信息、怀孕、退伍军人身份或任何其他受联邦、州或地方法律保护的特征而受到影响。
