About Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?
About the role
As a Consulting Manager – Commercial Lending, you will make an impact by supporting the discovery, optimization, and transformation of credit memo workflows and commercial real estate (CRE) loan origination processes. You will be a valued member of the Banking & Financial Services team and work collaboratively with Credit, Underwriting, Operations, and Technology stakeholders to deliver solutions that improve efficiency, support regulatory requirements, and enhance lending operations.
In this role, you will:
Partner with Credit, Underwriting, and IT teams to gather, document, and translate business requirements for credit memo workflows and CRE loan origination platforms into functional specifications and system configurations
Analyze and optimize existing credit memo processes, including data flows from financial spreading, underwriting analysis, and approval workflows, to identify automation opportunities and reduce manual processing effort
Support implementation, enhancement, integration, and upgrade initiatives related to loan origination systems, credit memo templates, and portfolio monitoring platforms
Lead and support UAT planning, test case development, defect triage, and validation activities to ensure successful solution delivery
Serve as a subject matter liaison between business and technology teams, leveraging commercial real estate lending knowledge to ensure solutions align with underwriting standards and regulatory requirements
Work model – Onsite
At Cognizant, we strive to provide flexibility wherever possible, and we are here to support a healthy work-life balance through our various wellbeing programs. Based on this role’s business requirements, this is an onsite position requiring time in a client or Cognizant office in Dallas, Texas.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
What you must have to be considered
Experience as a Business Analyst supporting Commercial Real Estate (CRE) Lending, Commercial Banking, or Loan Origination initiatives
Strong understanding of CRE credit memo preparation, review, and approval processes is a must
Experience gathering, documenting, and translating business requirements into functional specifications and system configurations
Experience working with loan origination platforms such as nCino or similar commercial lending solutions
Knowledge of credit analysis, financial spreading, underwriting workflows, and approval processes
Experience supporting system implementations, upgrades, enhancements, and integrations within lending environments
Experience leading or supporting User Acceptance Testing (UAT), test case development, defect management, and release validation activities
Strong analytical and process improvement skills with the ability to identify automation opportunities and streamline business processes
Excellent communication and stakeholder management skills, with the ability to collaborate across business and technology teams
These will help you succeed
Experience with portfolio monitoring platforms and commercial lending technology ecosystems
Experience supporting credit transformation, workflow automation, or digital lending initiatives
Understanding of commercial credit risk management and lending operations
Experience documenting business process flows, system requirements, and data flows
Knowledge of regulatory and compliance considerations within commercial lending environments
Ability to act as a trusted advisor to Credit, Underwriting, Operations, and Technology stakeholders
Experience working in complex banking and financial services environments
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional de empleo
La información de compensación es precisa a la fecha de esta publicación. Cognizant se reserva el derecho de modificar esta información en cualquier momento, sujeto a la legislación aplicable.
Es posible que se requiera que los solicitantes asistan a entrevistas en persona o por videoconferencia. Además, es posible que se requiera que los candidatos presenten su identificación actual emitida por el estado o gobierno durante cada entrevista.
Cognizant es un empleador que ofrece igualdad de oportunidades. Tu solicitud y candidatura no serán consideradas en base a raza, color, sexo, religión, credo, orientación sexual, identidad de género, origen nacional, discapacidad, información genética, embarazo, condición de veterano o cualquier otra característica protegida por las leyes federales, estatales o locales.
Si tienes una discapacidad que requiere adaptaciones razonables para buscar una vacante de trabajo o enviar una solicitud, puedes enviar un correo electrónico a [email protected] con tu solicitud e información de contacto.
