Description - External
We’re hiring!
At Cognizant we have an ideal opportunity for you to be part of one of the largest companies in the digital sector worldwide. A Great Place To Work where we look for people who contribute new ideas, experiencing a dynamic and growing environment. At Cognizant we promote an inclusive culture, where we value different perspectives providing career growth and development opportunities. #WelcomeToCognizant!
Role: Business Analyst
Location: Monterrey, Guadalajara, Queretaro and Mexico city
Job description:
Looking for an Experience Business Analyst who understands ISO 8583 or BASE 24 message flows for card authorization, clearing, and settlement. Coordinate with LATAM vendors and clients in Spanish and English and Support in clearing and settlement reconciliation and exception handling.
Must have skills:
Banking, Cards & Payments domain
· ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.
· Knowledge of BASE 24 is beneficial.
· Payments clearing & settlement (Applied when managing end-to-end fund movement — from transaction capture through interbank clearing to final settlement. Critical for ensuring reconciliation accuracy and resolving discrepancies.)
· Message switching & transaction flow (Essential for designing and troubleshooting the routing logic that directs authorization requests between acquirers, issuers, and card networks. Applied in system architecture, incident resolution, and performance tuning.)
Languages: Spanish (Advance), Optional- English (Intermediate)
Nice to have skills:
· Card scheme certification (Advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing.
· Reduces onboarding time and increases credibility in scheme-level discussions)
· Store & forward (Beneficial for handling offline transaction queuing scenarios — storing transactions locally when the network is unavailable and forwarding them once connectivity is restored. Relevant in intermittent-connectivity LATAM deployment environments.)
Why Cognizant?
• Improve your career in one of the largest and fastest growing IT services providers worldwide
• Receive ongoing support and funding with training and development plans
• Have a highly competitive benefits and salary package
• Get the opportunity to work for leading global companies
• We are committed to respecting human rights and build a better future by helping your minds and the environment
• We invest in people and their wellbeing.
• We create conditions for everyone to thrive. We do not discriminate based on race, religion, color, sex, age, disability, nationality, sexual orientation, gender identity or expression, or for any other reason covered.
Igualdad de Empleo y Política de Acción Afirmativa:
Cognizant es un empleador que ofrece igualdad de oportunidades. Todos los solicitantes calificados recibirán consideración para el empleo sin distinción de sexo, identidad de género, orientación sexual, raza, color, religión, origen nacional, discapacidad, estado de veterano protegido, edad o cualquier otra característica protegida por la ley
At Cognizant we believe than our culture make us stronger!
Join us now!
#BeCognizant #IntuitionEngineered
About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
