About Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?
About the role
As an Consulting Manager, Payment Architecture, you will make an impact by designing and delivering scalable, secure payment solutions across banking and fintech ecosystems, enabling real-time transaction capabilities and modern payment integrations. You will be a valued member of the Payments & Financial Services Consulting team and work collaboratively with business, product, engineering, operations stakeholders, and clients.
In this role, you will:
Design and deliver enterprise payment solutions, with strong focus on architecture, implementation strategy, and integration across banking and fintech platforms
Lead solution architecture for payments, covering API-based integrations, microservices architecture, and end-to-end payment flows (issuer, processor, and network interactions)
Collaborate with clients, banks, processors (FIS, Fiserv), and fintech/payment enablers (e.g., TabaPay, Brightwell, Linker Finance) to enable scalable payment ecosystems
Conduct stakeholder workshops to define target-state architectures, business requirements, and scalable solution designs across cross-functional teams
Document current-state vs. target-state architectures, identifying gaps, risks, dependencies, and driving governance, alignment, and implementation roadmaps
Work model
We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants anywhere in the United States, with an expectation to work in Pacific Time Zone hours. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
What you must have to be considered
10+ years of experience in designing and delivering enterprise payment solutions
Proven experience as a Solution Architect within Payments domain (mandatory)
Strong understanding of payment architectures, including issuer, processor, and network interactions
Hands-on experience with API-based integrations, microservices, and modern payment platforms
Experience working with banks, payment processors (e.g., FIS, Fiserv), and fintech/payment enablers
Ability to lead architecture workshops and engage with cross-functional stakeholders to define scalable solutions
These will help you succeed
Exposure to Visa ecosystem, including Visa Direct, card-based flows, or real-time payments (nice to have, not mandatory)
Experience defining target-state architectures and transformation roadmaps in payments
Strong understanding of governance, risk management, and dependency mapping in large-scale implementations
Experience working in consulting environments with client-facing responsibilities
Excellent communication and documentation skills to translate complex architectures into clear deliverables
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
