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Consulting Manager, Payment Architecture

00069284501

About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?

About the role

As an Consulting Manager, Payment Architecture, you will make an impact by designing and delivering scalable, secure payment solutions across banking and fintech ecosystems, enabling real-time transaction capabilities and modern payment integrations. You will be a valued member of the Payments & Financial Services Consulting team and work collaboratively with business, product, engineering, operations stakeholders, and clients.

In this role, you will:

  • Design and deliver enterprise payment solutions, with strong focus on architecture, implementation strategy, and integration across banking and fintech platforms

  • Lead solution architecture for payments, covering API-based integrations, microservices architecture, and end-to-end payment flows (issuer, processor, and network interactions)

  • Collaborate with clients, banks, processors (FIS, Fiserv), and fintech/payment enablers (e.g., TabaPay, Brightwell, Linker Finance) to enable scalable payment ecosystems

  • Conduct stakeholder workshops to define target-state architectures, business requirements, and scalable solution designs across cross-functional teams

  • Document current-state vs. target-state architectures, identifying gaps, risks, dependencies, and driving governance, alignment, and implementation roadmaps

Work model

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants anywhere in the United States, with an expectation to work in Pacific Time Zone hours. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

  • 10+ years of experience in designing and delivering enterprise payment solutions

  • Proven experience as a Solution Architect within Payments domain (mandatory)

  • Strong understanding of payment architectures, including issuer, processor, and network interactions

  • Hands-on experience with API-based integrations, microservices, and modern payment platforms

  • Experience working with banks, payment processors (e.g., FIS, Fiserv), and fintech/payment enablers

  • Ability to lead architecture workshops and engage with cross-functional stakeholders to define scalable solutions

These will help you succeed

  • Exposure to Visa ecosystem, including Visa Direct, card-based flows, or real-time payments (nice to have, not mandatory)

  • Experience defining target-state architectures and transformation roadmaps in payments

  • Strong understanding of governance, risk management, and dependency mapping in large-scale implementations

  • Experience working in consulting environments with client-facing responsibilities

  • Excellent communication and documentation skills to translate complex architectures into clear deliverables

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.


What we offer

  • The chance to work with impact. Here, you’re empowered to bring your biggest thinking to help our company and clients improve everyday life.
  • Ownership over your career. Stay at the top of your game through our award-winning learning and development ecosystem. And when your ambitions change or we offer new opportunities, we help you pivot by providing reskilling, on-the-job learning and guidance to find new roles that might be a better fit.
  • The opportunity to thrive on a high caliber team with heart. We celebrate each other’s experiences and perspectives and promote a sense of belonging through our affinity groups and diversity and inclusion initiatives.
  • A comprehensive total rewards package, including a competitive salary and a pension plan with matching contributions.
  • Flexible health and financial benefits to support you and your eligible dependents—from day one.
  • True work-life balance. Be at your best through paid time off, flexible work arrangements, volunteering opportunities, social events, and so much more.  

About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.

Other employment-related information
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.

Language requirements vary depending on roles, but we ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.

Your path to Cognizant

Wondering what to expect after you apply? Here’s a peek at our recruitment process—and keep in mind that not all candidates advance through every step and the process may vary depending on your role and location.

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Step 1: Application

Find an open role that aligns with your skills and career goals and show us why you’re the person for the job. Consider joining our Talent Community if you don’t find the right opportunity.

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Step 2: Recruiter call

If one of our recruiters sees a fit, they’ll set up a short introductory call to learn more about you and how your experiences and skills align with the role.

Step 3: Interview(s)

If you and our team would like to continue the process, you’ll meet with one of our hiring managers. Some roles may also require technical assessments and/or client interviews.

Step 4: Final decision

Our hiring team will then review each candidates’ potential to succeed in the role. This process may take some time because we want to get it right—but you can count on us to keep you updated.

Benefits that help you thrive and grow

Our teams achieve incredible things when they feel fully supported. That’s why our benefits program is built around the diverse needs of our people—so they can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

Financial wellbeing

We regularly review market data to ensure compensation is competitive and reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, discount programs, etc.

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Physical and mental wellbeing

Physical and mental wellbeing

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

Your Career, Your Way
Your career, your way

Your career, your way

With 90% of our associates building skills through GenAI training, job shadowing, industry certifications and more, you have everything you need to build a full career.

Professionals
Real-world impact

Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

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