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Financial Services Specialist

00069528862


1. Job Title : Product Integrator(ISG) 2. Job Summary : This hybrid role as Product Integrator ISG focuses on integrating and enhancing payments products for enterprise clients ensuring seamless interoperability regulatory compliance and reliable performance across platforms. The professional will apply three to seven years of payments product experience to refine solutions that enable secure digital transactions strengthen client trust and support the company mission to simplify financial services for society. 3. Experience : 3 - 7 years 4. Required Skills : Technical Skills: Payments Product Domain Skills: 5. Nice to have skills : Domain Skills:Cards & Payments 6. Technology : Custom Service 7. Shift : Day 8. Responsibilities : -Collaborate with cross functional product and engineering teams to integrate payments product capabilities into existing enterprise platforms in a predictable and transparent manner that supports long term scalability and customer satisfaction. -Coordinate end to end integration activities for payments product features by aligning technical requirements timelines and quality expectations to ensure that releases are delivered smoothly in a hybrid work environment. -Analyze complex payment flows across authorization clearing and settlement stages to identify integration gaps and propose precise configuration changes that improve straight through processing and reduce operational risk. -Document integration designs mapping specifications and deployment runbooks for payments products in a clear and reusable format that supports ongoing maintenance and efficient onboarding of new team members. -Partner closely with business stakeholders to translate payments product requirements into actionable integration stories ensuring that functionality aligns with regulatory standards and client contractual commitments. -Validate integrated payments product components through systematic functional regression and user acceptance testing to confirm that transaction accuracy performance and resiliency targets are consistently met. -Investigate production incidents related to payments product integrations by performing structured root cause analysis and coordinating targeted fixes that minimize downtime and protect transaction integrity. -Optimize configuration of payments gateways and related interfaces to improve response times authorization approval rates and overall customer experience without compromising security or compliance obligations. -Coordinate with external partners and vendors involved in payments connectivity to align interface specifications certification milestones and cutover plans for reliable launch of integrations without requiring travel. -Monitor daily processing of integrated payments workflows by reviewing dashboards alerts and exception queues to identify trends and initiate remediation actions that stabilize operations during day shifts. -Contribute to continuous improvement initiatives by gathering feedback from clients and internal teams and then refining payments product integration patterns that advance the company purpose of enabling inclusive digital commerce. -Support knowledge transfer through structured walkthroughs and documentation updates so that global teams can efficiently support and extend payments integrations across diverse markets and client segments. -Ensure that all integration activities for payments products comply with information security policies data privacy regulations and audit requirements to safeguard sensitive financial data and uphold societal trust in digital payments. -Qualifications -Demonstrate three to seven years of hands on experience working with payments product platforms including exposure to transaction processing payment gateways and related integration patterns within enterprise environments. -Exhibit strong understanding of core payments concepts such as authorization clearing settlement chargebacks and reconciliation with emphasis on how these processes influence integration design and system configuration. -Apply practical knowledge of cards and payments domain including card schemes merchant acquiring and alternative payment methods to craft integration approaches that support diverse customer needs when such experience is available. -Utilize solid skills in analyzing technical interface specifications message formats and application logs to troubleshoot integration issues and communicate findings clearly to both technical and nontechnical stakeholders. -Operate effectively in a hybrid work model by managing time communication and collaboration tools to maintain productivity and transparency across remote and office based teams without relying on travel. -Show capability to create precise documentation including sequence diagrams configuration references and test cases so that integrations for payments products remain understandable maintainable and auditable. -Maintain familiarity with industry regulations and standards relevant to payments such as data protection norms and card network requirements to ensure that integration approaches support compliant and resilient solutions. 9. Job Location : Primary Location :USCAPLOA01(ITUSA Pleasanton CA-StonrigeM Rd-COG) Alternate Location :USGAATLA03(ITUSA Atlanta GA-5 ConcoursePkwy-COG) Alternate Location 1 :NA NA 10. Job Type : Product Integrator(ISG) [65SG02] 11. Demand Requires Travel? : No 12. Certifications Required : NA


What we offer

  • The chance to work with impact. Here, you’re empowered to bring your biggest thinking to help our company and clients improve everyday life.
  • Ownership over your career. Stay at the top of your game through our award-winning learning and development ecosystem. And when your ambitions change or we offer new opportunities, we help you pivot by providing reskilling, on-the-job learning and guidance to find new roles that might be a better fit.
  • The opportunity to thrive on a high caliber team with heart. We celebrate each other’s experiences and perspectives and promote a sense of belonging through our affinity groups and diversity and inclusion initiatives.
  • A comprehensive total rewards package, including a competitive salary and a pension plan with matching contributions.
  • Flexible health and financial benefits to support you and your eligible dependents—from day one.
  • True work-life balance. Be at your best through paid time off, flexible work arrangements, volunteering opportunities, social events, and so much more.  

About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.

Other employment-related information
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.

Language requirements vary depending on roles, but we ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.

Your path to Cognizant

Wondering what to expect after you apply? Here’s a peek at our recruitment process—and keep in mind that not all candidates advance through every step and the process may vary depending on your role and location.

Your Application Midnight Blue RGB

Step 1: Application

Find an open role that aligns with your skills and career goals and show us why you’re the person for the job. Consider joining our Talent Community if you don’t find the right opportunity.

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Step 2: Recruiter call

If one of our recruiters sees a fit, they’ll set up a short introductory call to learn more about you and how your experiences and skills align with the role.

Step 3: Interview(s)

If you and our team would like to continue the process, you’ll meet with one of our hiring managers. Some roles may also require technical assessments and/or client interviews.

Step 4: Final decision

Our hiring team will then review each candidates’ potential to succeed in the role. This process may take some time because we want to get it right—but you can count on us to keep you updated.

Benefits that help you thrive and grow

Our teams achieve incredible things when they feel fully supported. That’s why our benefits program is built around the diverse needs of our people—so they can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

Financial wellbeing

We regularly review market data to ensure compensation is competitive and reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, discount programs, etc.

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Physical and mental wellbeing

Physical and mental wellbeing

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

Your Career, Your Way
Your career, your way

Your career, your way

With 90% of our associates building skills through GenAI training, job shadowing, industry certifications and more, you have everything you need to build a full career.

Professionals
Real-world impact

Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

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