Job Description: Senior Business Analyst – Liquidity Management
Location: Bangalore/Chennai
Notice: Immediate to 60 days
Experience: 9 to 13 years
Domain: Liquidity Risk
Role Overview
The Senior Business Analyst with Liquidity Management will serve as a hands-on subject matter expert within the Treasury Technology team. This role focuses on designing, implementing, and enhancing capital and liquidity management solutions. The candidate must possess strong analytical, technical, and stakeholder management skills and thrive in an agile delivery environment.
Domain Expertise (Mandatory)
- Treasury & Balance Sheet Management
- Asset and Liability Management (ALM)
- Liquidity Risk Management including:
- Liquidity Coverage Ratio (LCR)
- Net Stable Funding Ratio (NSFR)
- High-Quality Liquid Assets (HQLA)
- Intraday Liquidity & Cash Flow Management
- Funding Liquidity Risk (Short-Term & Long-Term)
- Funds Transfer Pricing (FTP)
- Cash Management & Accounting
- Trade settlement lifecycle with strong exposure to SWIFT
Good to Have:
- Interest Rate Risk in Banking Book (IRRBB)
- Capital or Credit Calculation Engines
- Axiom (Capital Reporting tool)
Key Responsibilities
- Translate capital and liquidity management business rules into detailed technology requirements, including mappings, controls, and traceability matrices
- Author user stories and define acceptance criteria using JIRA and Confluence
- Develop and maintain data lineage, data catalogues, and governance documentation for audit and compliance
- Conduct data discovery, profiling, and validation to ensure data quality and integrity
- Create test plans, test cases, and lead QA/testing and triage activities
- Perform hands-on work with data integration, platforms, and large datasets
- Design data and process flow diagrams using tools such as Visio and Confluence
- Apply strong SQL skills for querying and analysing complex datasets
- Maintain strong understanding of financial products and their impact on capital and liquidity management
Required Skills & Qualifications
- Translating business requirements into technical specifications
- Data integration, testing, and documentation
- Strong expertise in SQL and data analysis across large datasets
- Solid understanding of capital and liquidity management frameworks
- Experience in the full trade lifecycle and SWIFT messaging
- Experience in creating data flows, process diagrams, and governance artefacts
- Bachelor’s degree in Finance, Engineering, Computer Science, or related field (Advanced degree preferred)
- Strong communication and stakeholder management skills
Nice-to-Have
- Experience in treasury systems or capital management technology
- Familiarity with big data concepts and platforms
- Experience with regulatory reporting tools (e.g., Axiom)
Interested candidates kindly send your resume to [email protected] and [email protected]
Things to know before you apply
- Work authorization: Cognizant will only consider applicants for this position who are legally authorized to work in Canada without requiring employer sponsorship, now or at any time in the future.
- Accommodations: If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.
- AI in hiring: We use artificial intelligence (AI) tools to help us screen and assess applications more efficiently. Our team performs additional human review and ultimately decides who moves forward in our hiring process.
- Open position: Unless otherwise stated, this job posting is for an open position on our team.
- Language proficiency: We ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.
- Inclusion: Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.
About Cognizant
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
