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Consulting Manager – Credit Risk Technology Business Analysis

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Consulting Manager – Credit Risk Technology Business Analysis

About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we're looking for our next colleague who'll join us in shaping the future of business. Could it be you?

About the Role

As a Consulting Manager – Credit Risk Technology Business Analysis, you will make an impact by leading business analysis and technology transformation initiatives supporting wholesale credit risk management and regulatory-driven programs. You will serve as a trusted advisor to business and technology stakeholders, helping define strategic solutions, improve risk management processes, and deliver enterprise-scale technology capabilities.

You will be a valued member of Cognizant Consulting's Banking and Financial Services practice, collaborating with client leadership, risk management teams, technology partners, and cross-functional stakeholders to drive successful business outcomes.

In this role, you will:

  • Lead requirements management and business analysis activities for large-scale Credit Risk and Risk Technology initiatives.
  • Partner with senior business and technology stakeholders to define strategic solutions supporting wholesale borrower risk rating and risk management platforms.
  • Translate complex business needs into actionable system requirements, user stories, data models, and functional specifications.
  • Drive data analysis, issue resolution, and process improvement initiatives across multiple upstream and downstream systems.
  • Contribute to solution architecture, data governance, and technology modernization efforts while ensuring successful project delivery and stakeholder alignment.

What You Must Have to Be Considered

  • 8+ years of experience in Business Analysis, Business Systems Analysis, or Consulting within Banking and Financial Services.
  • Proven experience leading requirements delivery and stakeholder management for complex enterprise technology initiatives.
  • Strong expertise in SQL, data analysis, data lineage, data reconciliation, and business process modelling.
  • Experience working in Agile delivery environments using user stories, backlog management, and iterative development methodologies.
  • Strong understanding of SDLC, systems integration, and enterprise data concepts.
  • Exceptional communication, presentation, and stakeholder management skills with the ability to influence senior business and technology leaders.

These Will Help You Succeed

  • Experience supporting Credit Risk, Wholesale Banking, Capital Markets, or Risk Management technology programs.
  • Knowledge of Basel II, Basel III, IFRS9, RDARR, CCAR, or similar regulatory initiatives.
  • Understanding of borrower risk rating systems, risk analytics, and credit adjudication processes.
  • Previous consulting experience managing workstreams, client relationships, and cross-functional project teams.
  • Experience contributing to data architecture, data governance, or enterprise reporting initiatives.

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Compensation

CAD $105,000 – $125,000 per year

Compensation will be determined based on experience, qualifications, geographic location, and other job-related factors permitted by law.

Benefits

Cognizant offers a comprehensive benefits package designed to support the health, wellbeing, and financial security of our associates, including:

  • Extended health and dental coverage
  • Vision care
  • Life and disability insurance
  • Employee assistance program
  • Retirement savings programs
  • Paid time off and holidays
  • Learning and professional development opportunities
  • Employee wellbeing initiatives

Why Join Cognizant?

  • Work on high-impact initiatives that transform critical risk management and banking processes.
  • Collaborate with industry-leading professionals in technology, risk, and financial services.
  • Access world-class learning and development opportunities.
  • Build your career in a dynamic, collaborative, and high-performing consulting environment.
  • Make a meaningful impact while helping clients solve complex business and technology challenges.

Post Closing Date

22 August 2026

About Cognizant: 
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Language requirements vary depending on roles, but we ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.

Benefits that help you thrive and grow

Our benefits program is built with you in mind—so you can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

We regularly review market data to ensure compensation reflects the value you bring. Your benefits extend beyond pay and may include financial education, a pension plan with matching contributions, etc.

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Physical and mental health

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

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Your career, your way

With 350,000+ roles at Cognizant, you’ll have opportunities explore new technologies, industries and locations—and build the skills you need to grow your career.

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Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

Your path to Cognizant

Here’s what you can expect from our hiring process. Please keep in mind that it may vary by role and location. Explore our FAQs to learn more.

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Step 1: Apply to the right opportunity

Find an open role that matches your skills and career goals and show us why you’re the person for the job. Don’t see the right opportunity? Consider joining our Talent Community.

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Step 2: Connect with your recruiter

If one of our recruiters sees a fit, they’ll set up a short intro call to learn more about you and how your experiences and skills match the role.

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Step 3: Show off your skills

If you and our team would like to continue the process, you’ll interview with our hiring team. Some roles may also require technical assessments and/or client interviews.

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Step 4: Decision time

Our team will then review each candidates’ potential to succeed in the role. This step may take some time because we want to find the right fit for both you and us—but you can count on us to keep you updated.

CAN Brigitte
Cognizant is great for those wanting to make the world a better place, as we create solutions with top technology partners to address complex problems for our clients.
Brigitte Roy Director of Strategy Alliances
CAN Rahul
I’m supported by motivational leaders who empower me to grow in my career through learning programs, industry conferences and internal job moves. I’m proud of the career progression I’m making here.
Rahul Sathe Principal Product Architect – Insurance
Can Amita
The moment I joined Cognizant, I felt like I belonged. I was heard and empowered to challenge ideas—and I still am to this day.
Dr. Amita Oppal Gill Service Line Sales Manager
1 (2)
Cognizant has one of the best learning ecosystems you can ask for. From sponsored certifications to training platforms to mentorship, we have all that we need to grow.
Debashish Mishra SAP MM Developer

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