Role Overview
We are seeking a senior, hands-on SAP FICO Banking SME to provide specialist solution leadership across banking, payments and cash-management processes. The resource will engage directly with VP-level and senior business stakeholders, understand business requirements, recommend SAP-standard solutions and reduce unnecessary customization. This is an SME role requiring deep functional knowledge, practical configuration experience and the ability to independently guide business and delivery teams.
Mandatory Functional Scope
End-to-end payment processes, including payment methods, payment runs, payment media and exception handling.
Electronic Bank Statement configuration and processing, including interpretation algorithms, posting rules and exception resolution.
Bank reconciliation processes and controls.
Cash Management and cash-flow reporting.
House Bank, bank account and related configuration.
Bank connectivity and interfaces.
Data Medium Exchange and bank-file-related processes.
Integration of banking processes with Accounts Payable, Accounts Receivable and General Ledger.
Key Responsibilities
Lead discussions with VP-level stakeholders, finance process owners and delivery teams to clarify Banking and Cash Management requirements and expected business outcomes.
Assess requirements against SAP-standard capabilities and recommend fit-to-standard solutions before considering enhancements or custom development.
Design, configure and validate payment, EBS, bank reconciliation, Cash Management, House Bank, bank connectivity and DME solutions.
Provide hands-on solution guidance to the existing team and resolve complex banking-related functional or configuration issues.
Review current processes, identify control or efficiency gaps and recommend practical improvements.
Prepare functional designs, configuration documentation, test scenarios, reconciliation procedures and operational guidance.
Support system integration testing, user acceptance testing, cutover, go-live and production stabilization.
Coordinate with technical, integration, security, finance and external banking teams to deliver end-to-end solutions.
Engage Cognizant COE specialists when deeper Banking or Cash Management expertise or demonstrations of SAP-standard functionality are required.
Communicate risks, decisions, dependencies and recommendations clearly to senior stakeholders.
Required Experience and Competencies
Typically 15+ years of SAP FICO experience, with significant recent responsibility for SAP Banking and Cash Management.
Deep hands-on expertise in payments, EBS, BRS, cash-flow reporting, House Banks, bank connectivity and DME.
Strong understanding of accounting entries, controls, clearing and reconciliation impacts associated with banking processes.
Experience delivering or supporting SAP S/4HANA Finance solutions in a complex enterprise environment.
Demonstrated ability to advise senior business stakeholders and explain solution options, impacts and trade-offs clearly.
Strong fit-to-standard mindset, with evidence of maximizing standard SAP functionality and reducing avoidable customization.
Ability to work independently as an SME while collaborating effectively with functional, technical, COE and business teams.
Strong analytical, problem-solving, facilitation, documentation and communication skills.
Preferred Experience
Experience in aviation, travel, transportation or another high-volume, multi-bank environment.
Exposure to complex bank interfaces, payment formats and regional banking requirements.
SAP S/4HANA Finance certification.
Experience conducting demonstrations of SAP-standard Banking and Cash Management capabilities.
CogAE106
Things to know before you apply
- Work authorization: Cognizant will only consider applicants for this position who are legally authorized to work in Canada without requiring employer sponsorship, now or at any time in the future.
- Accommodations: If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.
- AI in hiring: We use artificial intelligence (AI) tools to help us screen and assess applications more efficiently. Our team performs additional human review and ultimately decides who moves forward in our hiring process.
- Open position: Unless otherwise stated, this job posting is for an open position on our team.
- Language proficiency: We ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.
- Inclusion: Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.
About Cognizant
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.











