About Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?
About the role
As a Senior Consultant in Global Payments (ISO 20022), you will make an impact by driving analysis, specification, and documentation to support engineering teams delivering solutions for SWIFT MT-to-MX migration, ISO 20022 processing, and integration across payments ecosystems. You will be a valued member of the Capital Markets team and work collaboratively with engineering teams, payment platform stakeholders, and compliance systems.
In this role, you will:
Elicit and document technical and functional requirements for ISO 20022 initiatives, translating CBPR+ guidelines and message definitions into detailed specifications
Perform element-level data mapping between SWIFT MT and ISO 20022 MX messages, defining transformation rules, conditional logic, and exception handling
Conduct technical gap analysis across payment platforms, middleware, and downstream systems to identify required changes and new components
Define system behavior for MT/MX coexistence scenarios including truncation, character conversion, structured mapping, and fallback logic
Support end-to-end delivery through interface specification, testing, defect triage, standards evaluation, and collaboration with screening and monitoring platforms
Work model – Hybrid
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring time in a client or Cognizant office. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
What you must have to be considered
8–12+ years of experience as a BSA, Technical Analyst, or Systems Analyst within payments technology or financial messaging
Expert knowledge of SWIFT MT messages (MT103, MT202, MT202COV, MT199, MT900/910, MT950) and ISO 20022 schemas (pacs, camt, pain) including CBPR+ guidelines
Strong experience with ISO 20022 data mapping, including transformation logic, conditional rules, and exception handling
Proficiency with XML/XSD, XPath, and XSLT for message interpretation and transformation specification
Experience defining integration logic for payment middleware and platforms (e.g., Volante, Bottomline, Axway, IBM MQ, Kafka, SWIFT Alliance)
Strong SQL skills for data analysis, validation, and requirement verification
Experience designing APIs, message queues, and file-based integrations within a payments ecosystem
Familiarity with SWIFT infrastructure (FIN, FINplus, InterAct, FileAct) and correspondent banking models
These will help you succeed
Experience working with sanctions screening and transaction monitoring platforms from an integration perspective
Knowledge of regulatory frameworks including travel rule (31 CFR 1010.410), FATF Recommendation 16, and OFAC screening requirements
Experience modeling end-to-end payment flows using sequence diagrams, data flow diagrams, and state transition diagrams
Ability to support testing, defect triage, and release cycles for SWIFT SR and ISO 20022 initiatives
Strong collaboration skills to work across engineering, compliance, and payment platform teams
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional de empleo
La información de compensación es precisa a la fecha de esta publicación. Cognizant se reserva el derecho de modificar esta información en cualquier momento, sujeto a la legislación aplicable.
Es posible que se requiera que los solicitantes asistan a entrevistas en persona o por videoconferencia. Además, es posible que se requiera que los candidatos presenten su identificación actual emitida por el estado o gobierno durante cada entrevista.
Cognizant es un empleador que ofrece igualdad de oportunidades. Tu solicitud y candidatura no serán consideradas en base a raza, color, sexo, religión, credo, orientación sexual, identidad de género, origen nacional, discapacidad, información genética, embarazo, condición de veterano o cualquier otra característica protegida por las leyes federales, estatales o locales.
Si tienes una discapacidad que requiere adaptaciones razonables para buscar una vacante de trabajo o enviar una solicitud, puedes enviar un correo electrónico a [email protected] con tu solicitud e información de contacto.
