Skip to main content

Profile Banking SME

00068232731

Cognizant (NASDAQ: CTSH) is a leading provider of information technology, consulting, and business process outsourcing services, dedicated to helping the world's leading companies build stronger businesses. Headquartered in Teaneck, New Jersey (U.S.). Cognizant is a member of the NASDAQ-100, the S&P 500, the Forbes Global 1000, and the Fortune 500 and we are among the top performing and fastest growing companies in the world.

Candidates must have work authorization that does not require current or future visa sponsorship.

Remote

Title: Product Architect with Payment system.

Responsibilities:

  • Own the end‑to‑end product strategy, roadmap, and lifecycle.
  • Lead go‑to‑market planning and execution, including positioning, pricing, sales enablement, and market entry for new and enhanced solutions.
  • Serve as the product and domain expert for Sales and clients, supporting prospecting, deal execution, and complex solution discussions.
  • Drive client migrations, integrations, and implementations, partnering closely with Technology, Operations, and vendors.
  • Monitor and manage product profitability, financial performance, forecasting, and value realization.
  • Define and track KPIs related to solution health, fraud outcomes, adoption, and customer satisfaction.
  • Identify and prioritize product enhancements and expansion opportunities, including adjacent payment capabilities
  • Partner cross‑functionally to deliver new products and enhancements, including requirements definition, UAT support, and release readiness.
  • Maintain strong vendor and partner relationships to support product delivery and innovation.

What you will need:

  • Proven experience within financial services or payments.
  • Experience owning products or solutions that involve integrations, client migrations, or complex implementations.
  • Demonstrated ability to define and execute go-to-market strategies and support sales efforts.
  • Strong business acumen, including profitability analysis, forecasting, and KPI definition.
  • Excellent communication and stakeholder management skills, with the ability to influence across functions.
  • Ability to manage multiple initiatives in a fast-paced environment with a strong sense of ownership and accountability.

Added bonus if you have:

  • Experience with payments ecosystems.
  • Experience working directly with financial institutions.
  • Exposure to vendor management and third-party partnerships.
  • Prior experience with product expansion into adjacent markets or capabilities.

Application Accepted: 4/30/2026

The annual salary for this position is between $125,000 - $135,000 depending on experience and other qualifications of the successful candidate.

This position is also eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans.

Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:

  • Medical/Dental/Vision/Life Insurance
  • Paid holidays plus Paid Time Off
  • 401(k) plan and contributions
  • Long-term/Short-term Disability
  • Paid Parental Leave
  • Employee Stock Purchase Plan

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Our strength is built on our ability to work together. Our diverse backgrounds offer different perspectives and new ways of thinking. It encourages lively discussions, creativity, productivity, and helps us build better solutions for our clients. We want someone who thrives in this setting and is inspired to craft meaningful solutions through true collaboration.

If you are content with ambiguity, excited by change, and excel through autonomy, we’d love to hear from you!

#LI-AV1#CB#Ind123


About Cognizant: 
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

Benefits that help you thrive and grow

Our benefits program is built with you in mind—so you can enjoy a fulfilling, balanced and healthy life.

a blue line drawing of a plant with leaves

Financial wellbeing

We regularly review market data to ensure compensation reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, etc.

Stay Healthy Midnight Blue RGB

Physical and mental health

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

Build The Career You Want Midnight Blue RGB

Your career, your way

With 350,000+ roles at Cognizant, you’ll have opportunities explore new technologies, industries and locations—and build the skills you need to grow your career.

Making A Meaningful Impact Midnight Blue RGB

Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

Haven't yet found the right opportunity?

Get the latest updates on job opportunities, recruitment events and company news—tailored just for you!

Be in the know