Job Summary
We are seeking an experienced SAP FICO Consultant with deep expertise in S/4HANA Financial Transformation across both B2B and B2C business models. The ideal candidate will have a strong track record of delivering end-to-end finance transformation programmes, modernising legacy ERP landscapes, and driving process standardisation across complex, multi-entity organisations.
Key Responsibilities
Financial Transformation & Implementation
● Lead end-to-end SAP S/4HANA FICO implementation and transformation projects covering both B2B and B2C business models.
● Drive financial process redesign and standardisation as part of SAP S/4HANA migration from ECC or legacy ERP systems.
● Conduct fit-gap analysis, blueprint workshops, and solution design sessions with business and finance stakeholders.
● Configure and implement core FICO modules: General Ledger (New GL), Accounts Payable, Accounts Receivable, Asset Accounting, Cost Centre Accounting, Profit Centre Accounting, and Internal Orders.
● Support Universal Journal (ACDOCA) adoption and simplification of financial close processes in S/4HANA.
B2B & B2C Specific Finance Processes
● Design and implement order-to-cash (O2C) processes for B2C high-volume transaction scenarios including billing, revenue recognition, and collections.
● Configure procure-to-pay (P2P) and intercompany accounting processes for B2B enterprise scenarios.
● Implement SAP Revenue Accounting and Reporting (RAR / IFRS 15) for complex B2B/B2C contract-based revenue models.
● Configure credit management, dunning, and dispute management for both B2B enterprise clients and B2C consumer portfolios.
● Support integration of SAP S/4HANA with e-commerce, CRM, and digital payment platforms common in B2C environments.
Controlling & Management Accounting
● Design and configure product costing, material ledger, and actual costing in S/4HANA for manufacturing and service-oriented businesses.
● Implement profitability analysis (CO-PA) — both account-based and costing-based — to support B2B and B2C segment reporting.
● Configure overhead cost controlling, activity-based costing, and internal order management.
● Support management reporting and financial consolidation requirements using SAP S/4HANA and Group Reporting.
Integration & Technical Collaboration
● Collaborate with SD, MM, PP, and PS module teams to ensure seamless FI-CO integration across end-to-end business processes.
● Work with BTP, SAP Integration Suite, and middleware teams for financial data integration with third-party and digital commerce platforms.
● Partner with technical teams on RICEFW development, custom reports, and BADIs/enhancements for finance processes.
● Support data migration activities including legacy financial data extraction, cleansing, transformation, and loading using LSMW or S/4HANA migration cockpit.
Required Skills & Experience
Mandatory Requirements
● 6+ years of SAP FICO experience with a minimum of 2 full-cycle S/4HANA implementations.
● Proven experience in financial transformation projects covering B2B enterprise and/or B2C consumer-facing business models.
● Strong hands-on expertise in SAP S/4HANA Finance modules: New GL, AP, AR, AA, CCA, PCA, CO-PA.
● Experience with Universal Journal, Central Finance, and S/4HANA simplified financial architecture.
● Strong understanding of financial accounting standards: IFRS, GAAP, and country-specific localisation requirements.
● Experience in fit-gap analysis, business process design, configuration, testing (SIT/UAT), and go-live support.
● Excellent stakeholder management and ability to engage with CFOs, Finance Directors, and business process owners.
Preferred / Good to Have
● Experience with SAP S/4HANA Public Cloud or RISE with SAP engagements.
● Knowledge of SAP Group Reporting / consolidation for multi-entity organisations.
● Exposure to SAP Revenue Accounting and Reporting (RAR) — IFRS 15 compliance.
● Experience with SAP BTP, SAP Analytics Cloud (SAC), or embedded analytics for finance reporting.
● Familiarity with Agile/hybrid delivery methodologies in SAP transformation programmes.
● SAP S/4HANA Finance certification (preferred).
● Experience integrating SAP FICO with Boomi, MuleSoft, or SAP Integration Suite.
Educational Qualifications
● Bachelor's degree in Finance, Accounting, Commerce, Information Systems, or a related field.
● MBA in Finance or CA / CPA / ACCA qualification is an added advantage.
● SAP S/4HANA Finance or SAP Certified Application Associate certification preferred.
Key Competencies
Business Acumen: Strong understanding of financial processes in both B2B enterprise and B2C consumer environments
Transformation Mindset: Ability to challenge the status quo and drive process simplification and standardisation
Communication: Excellent verbal and written communication — able to present complex topics to non-technical stakeholders
Problem Solving: Structured analytical approach to resolving complex FICO configuration and integration issues
Collaboration: Team player with proven ability to work across functional and technical teams in large programme environments
Ownership: Takes accountability for deliverables from design through to go-live and hypercare support
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.












