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US Residential Mortgage Underwriting

00068475101


Job Summary

We are seeking a skilled Subject Matter Expert in Loan Originations with 4 to 6 years of experience to join our team. The ideal candidate will have expertise in MS Excel and a strong understanding of mortgage origination and underwriting processes. This is a night shift work-from-office role with no travel requirements.


Responsibilities

  • Collaborate with cross-functional teams to streamline loan origination processes and ensure compliance with industry standards.
  • Utilize advanced MS Excel functionalities to analyze organize and interpret loan-related data for actionable insights.
  • Provide expert guidance on mortgage origination and underwriting processes to enhance operational efficiency.
  • Monitor and evaluate loan applications to ensure adherence to regulatory and organizational guidelines.
  • Develop and implement strategies to improve data accuracy and minimize errors in loan processing.
  • Support the team in resolving complex loan-related issues by applying domain expertise in underwriting.
  • Conduct regular audits and reviews of loan documentation to maintain quality and compliance standards.
  • Train and mentor junior team members on best practices in loan origination and underwriting.
  • Prepare detailed reports and dashboards using MS Excel to track key performance indicators and operational metrics.
  • Coordinate with stakeholders to address discrepancies and ensure seamless loan processing workflows.
  • Stay updated on industry trends and regulatory changes to proactively adapt processes and maintain compliance.
  • Contribute to the development of policies and procedures that enhance the efficiency of loan origination operations.
  • Ensure that all tasks are completed within the stipulated timelines while maintaining high-quality standards.


Qualifications

  • Possess advanced proficiency in MS Excel including pivot tables formulas and data visualization techniques.
  • Demonstrate a strong understanding of mortgage origination and underwriting processes with prior experience in these domains being highly desirable.
  • Exhibit excellent analytical and problem-solving skills to address complex loan-related challenges effectively.
  • Showcase strong communication skills to collaborate with teams and present findings clearly.
  • Have a detail-oriented approach to ensure accuracy and compliance in loan documentation and processing.
  • Display adaptability to work in a night shift environment and contribute actively to team goals.


Certifications Required

Advanced MS Excel Certification Mortgage Underwriting Certification is a plus.


About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.

Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.

 

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