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US Residential Mortgage Underwriting

00068475101


Job Summary

We are seeking a skilled Subject Matter Expert in Loan Originations with 4 to 6 years of experience to join our team. The ideal candidate will have expertise in MS Excel and a strong understanding of mortgage origination and underwriting processes. This is a night shift work-from-office role with no travel requirements.


Responsibilities

  • Collaborate with cross-functional teams to streamline loan origination processes and ensure compliance with industry standards.
  • Utilize advanced MS Excel functionalities to analyze organize and interpret loan-related data for actionable insights.
  • Provide expert guidance on mortgage origination and underwriting processes to enhance operational efficiency.
  • Monitor and evaluate loan applications to ensure adherence to regulatory and organizational guidelines.
  • Develop and implement strategies to improve data accuracy and minimize errors in loan processing.
  • Support the team in resolving complex loan-related issues by applying domain expertise in underwriting.
  • Conduct regular audits and reviews of loan documentation to maintain quality and compliance standards.
  • Train and mentor junior team members on best practices in loan origination and underwriting.
  • Prepare detailed reports and dashboards using MS Excel to track key performance indicators and operational metrics.
  • Coordinate with stakeholders to address discrepancies and ensure seamless loan processing workflows.
  • Stay updated on industry trends and regulatory changes to proactively adapt processes and maintain compliance.
  • Contribute to the development of policies and procedures that enhance the efficiency of loan origination operations.
  • Ensure that all tasks are completed within the stipulated timelines while maintaining high-quality standards.


Qualifications

  • Possess advanced proficiency in MS Excel including pivot tables formulas and data visualization techniques.
  • Demonstrate a strong understanding of mortgage origination and underwriting processes with prior experience in these domains being highly desirable.
  • Exhibit excellent analytical and problem-solving skills to address complex loan-related challenges effectively.
  • Showcase strong communication skills to collaborate with teams and present findings clearly.
  • Have a detail-oriented approach to ensure accuracy and compliance in loan documentation and processing.
  • Display adaptability to work in a night shift environment and contribute actively to team goals.


Certifications Required

Advanced MS Excel Certification Mortgage Underwriting Certification is a plus.


What we offer

  • The chance to work with impact. Here, you’re empowered to bring your biggest thinking to help our company and clients improve everyday life.
  • Ownership over your career. Stay at the top of your game through our award-winning learning and development ecosystem. And when your ambitions change or we offer new opportunities, we help you pivot by providing reskilling, on-the-job learning and guidance to find new roles that might be a better fit.
  • The opportunity to thrive on a high caliber team with heart. We celebrate each other’s experiences and perspectives and promote a sense of belonging through our affinity groups and diversity and inclusion initiatives.
  • A comprehensive total rewards package, including a competitive salary and a pension plan with matching contributions.
  • Flexible health and financial benefits to support you and your eligible dependents—from day one.
  • True work-life balance. Be at your best through paid time off, flexible work arrangements, volunteering opportunities, social events, and so much more.  

About us
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.

Other employment-related information
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, provincial or local laws.

If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] with your request and contact information.

Language requirements vary depending on roles, but we ask that all candidates have basic English proficiency for company-wide communications purposes. For roles based in Quebec, professional English proficiency is required, as you’ll deliver services to and collaborate with stakeholders outside the province who may not speak French.

Your path to Cognizant

Wondering what to expect after you apply? Here’s a peek at our recruitment process—and keep in mind that not all candidates advance through every step and the process may vary depending on your role and location.

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Step 1: Application

Find an open role that aligns with your skills and career goals and show us why you’re the person for the job. Consider joining our Talent Community if you don’t find the right opportunity.

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Step 2: Recruiter call

If one of our recruiters sees a fit, they’ll set up a short introductory call to learn more about you and how your experiences and skills align with the role.

Step 3: Interview(s)

If you and our team would like to continue the process, you’ll meet with one of our hiring managers. Some roles may also require technical assessments and/or client interviews.

Step 4: Final decision

Our hiring team will then review each candidates’ potential to succeed in the role. This process may take some time because we want to get it right—but you can count on us to keep you updated.

Benefits that help you thrive and grow

Our teams achieve incredible things when they feel fully supported. That’s why our benefits program is built around the diverse needs of our people—so they can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

Financial wellbeing

We regularly review market data to ensure compensation is competitive and reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, discount programs, etc.

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Physical and mental wellbeing

Physical and mental wellbeing

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

Your Career, Your Way
Your career, your way

Your career, your way

With 90% of our associates building skills through GenAI training, job shadowing, industry certifications and more, you have everything you need to build a full career.

Professionals
Real-world impact

Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

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