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US Mortgage-Underwriting

00067174964


Job Summary

Data - Join our dynamic team as a Subject Matter Expert in Performing Servicing where you will leverage your expertise in MS Excel to enhance client services and Due Diligence & Exam Co-Ordinator in the mortgage domain. With a focus on customer service you will play a pivotal role in ensuring efficient operations during night shifts contributing to the companys success and societal impact.


Responsibilities

Process Specialist - B&L Graduate exclusion BE B.Tech MCA .This role revies first level processing handles complex process steps transactions and resolve queries complaints with customers clients in related domain area as per the SOP independently and refers to supervisor typically for specific interventions exceptions.. Business Customer - Interacts with Client customer to maintain accuracy and efficiency

5 to 6 Year of US mortgage Underwriting experience

Proficient in FNMA FHLMC guidelines

Knowledge and understanding of Risk assessment

Has knowledge of compliance and audit functions

Resolves customer queries and requests

Provides clarifications & updates on project & processes to the stakeholders

Can co-ordinate with investors for any kind of audits or regulatory requirements

Experience working in Black Knight Loss Mitigation System Pyramid etc. Will be added advantage

Keeps the stakeholders informed on meeting process deliverables

Collates data for reporting.

Project Process - Acts as an SME for the team to Identify & resolve issues and document all process changes

Monitor & review first level processing

Process complex Transactions

Handle first level escalations from client

Perform quality checks audits and Root cause analysis on errors to ensure error free processing

Provides analytical reports

Contribute to process improvement initiatives

Identify and report process changes

Adhere to the mandatory industry regulation and compliance requirements for the given process

Review and audit adherence of the team

Knowledge Management - Perform knowledge sharing

Update Process documentation user manuals as appropriate for the process

Participate in knowledge transfer

People Team Management - Adhere to org hygiene and compliance needs in terms of-

Personal Utilization & Time sheet submission

Personal and new hire Assimilation


Certifications Required

  • Microsoft Office Specialist: Excel Certified Mortgage Servicing Specialist

About Cognizant: 
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.

Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

Benefits that help you thrive and grow

Our benefits program is built with you in mind—so you can enjoy a fulfilling, balanced and healthy life.

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Financial wellbeing

We regularly review market data to ensure compensation reflects the value you bring. Your benefits extend beyond pay and may include retirement plans, financial education, etc.

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Physical and mental health

We empower you to prioritize your wellbeing through paid time off, flexible working where possible, healthcare plans, counselling, our Mental Health Allyship program and more. 

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Your career, your way

With 350,000+ roles at Cognizant, you’ll have opportunities explore new technologies, industries and locations—and build the skills you need to grow your career.

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Real-world impact

Think about the biggest brands you rely on. Chances are, they rely on us to help strengthen their business. Here, you’ll turn bold ideas into solutions that improve lives everywhere.

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