Job Summary
Job Profile Summary The Loan Closer SPE provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis.
Responsibilities
Depth and Scope
Works on a more independent basis with minimal supervision
Receives assistance from more experienced closers or manager with difficult questions and situations
Prepares legal regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelines
Reviews loan documentation prior to sending documents to closing agents to ensure completeness accuracy and compliance to state and federal lending regulations consulting with more experienced staff as necessary to clarify or interpret regulations
Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships
Completes quality control analysis of standard and nonstandard loan documentation ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk
May act as mentor and resource to Loan Closer I
May provide training to Loan Closer I
Answers phones to assist internal and external customers
Education and Experience
Associates Degree and or Bachelors degree
Mortgage Operations 2 to 4 Years loan documentation experience
Consumer Operations 1 plus years loan documentation experience
Knowledge of applicable lending practices
Ability to understand and apply processing procedures and processes
Detail orientated with ability to audit and correct procedural errors
Ability to maintain positive business relationships with partners customers and agents
Ability to handle heavy workload and meet stringent deadlines
Ability to interact effectively with internal customers from various departments
Working knowledge of Banks loan products
Excellent oral and written communication skills with ability to interact effectively with all customers both internal and external PC skills
Excellent customer service skills
Availability to work a variable schedule which may include nights and or weekends
Certifications Required
Preferred certification in advanced Excel or data analysis such as Microsoft Office Specialist Excel Associate or equivalent.
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional sobre el empleo
La información sobre la compensación es exacta en la fecha de publicación de este anuncio. Cognizant se reserva el derecho de modificar esta información en cualquier momento, de conformidad con la legislación aplicable.
Es posible que se solicite a los solicitantes que asistan a entrevistas de forma presencial o mediante videoconferencia. Asimismo, durante cada entrevista, los candidatos podrán estar obligados a presentar un documento de identidad válido emitido por el estado o por el gobierno.
Cognizant es un empleador que ofrece igualdad de oportunidades. Su solicitud y candidatura no se evaluarán en función de la raza, el color, el sexo, la religión, el credo, la orientación sexual, la identidad de género, el origen nacional, la discapacidad, la información genética, el embarazo, la condición de veterano ni cualquier otra característica protegida por las leyes federales, estatales o locales.
