Senior Consultant – Banking & Financial Services (Business Lending)
About the role
As a Senior Consultant – Banking & Financial Services, you will make an impact by leading business lending transformation initiatives, helping banks modernize end-to-end lending processes and adopt platform-based solutions.
You will be a valued member of the Banking & Financial Services Consulting team, working closely with client stakeholders across business, risk, credit, and technology functions, as well as internal delivery teams.
In this role, you will:
- Lead business analysis across the business lending lifecycle, including origination, credit assessment, underwriting, and approval workflows
- Facilitate workshops and stakeholder sessions to gather, challenge, and define business requirements
- Analyse and redesign current-state processes, defining target operating models leveraging modern lending platforms
- Translate requirements into functional specifications, user stories, and acceptance criteria for technology delivery teams
- Act as a trusted advisor to clients, bridging business needs and technology solutions while supporting transformation delivery
Work model
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 2–3 days per week in a client or Cognizant office in the Netherlands.
Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements.
What you need to have to be considered
- Experience in consulting or business analysis within banking, with a focus on commercial or SME lending
- Strong understanding of the end-to-end business lending value chain (origination through to monitoring)
- Proven ability to produce high-quality analysis artefacts (process flows, requirements, user stories, fit-gap analysis)
- Experience working in client-facing delivery environments, with ownership of deliverables and stakeholder engagement
- Excellent communication skills, with the ability to influence senior stakeholders across business and technology teams
- Bachelor’s degree in Business, Finance, or a related field
- Fluency in English (Dutch language skills are advantageous)
These will help you stand out
- Experience with nCino or similar loan origination platforms
- Exposure to lending transformation or core banking modernization programmes
- Familiarity with the Salesforce platform (data models, workflows, integrations)
- Understanding of credit risk frameworks and European banking regulations (e.g. Basel, CRR/CRD)
- Experience working with European banks, particularly in the Benelux region
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don’t hesitate to apply—even if you don’t meet every requirement. If you bring relevant experience, transferable skills, and a strong perspective, we’d love to hear from you.
À propos de Cognizant
Cognizant (NASDAQ : CTSH) est un AI Builder et une entreprise de services numériques (ESN) élaborant des solutions complètes d’IA maximisant les investissements pour des résultats concrets. Sa profonde expertise des métiers, des processus et des technologies lui permet d’intégrer dans les systèmes technologiques le contexte unique de chaque organisation de l’ingénierie à la production à l’échelle. Son objectif : améliorer l’efficacité des équipes, créer de la valeur et permettre aux grandes entreprises de rester performantes dans un monde qui évolue rapidement. Pour en savoir plus : cognizant.ai ou @cognizant.
Renseignments suppplémentaires sur l'emploi
Les informations sur la rémunération sont exactes à la date de publication. Cognizant se réserve le droit de modifier ces informations à tout moment, conformément aux lois applicables.
Les exigences linguistiques varient selon les postes, mais nous demandons à tous les candidats d’avoir une connaissance de base de l’anglais afin de faciliter les communications internes à l’échelle de l’entreprise. Pour les postes basés au Québec, une maîtrise de l’anglais est requise puisque vous fournirez des services et collaborerez avec des parties prenantes situées hors de la province, qui ne parlent pas nécessairement le français.
Cognizant est un employeur souscrivant au principe de l’égalité d’accès à l’emploi. Votre candidature et votre dossier ne seront pas examinés en fonction de la race, de la couleur, du sexe, de la religion, des croyances, de l'orientation sexuelle, de l'identité de genre, de l'origine nationale, du handicap, de l'information génétique, de la grossesse, du statut d'ancien combattant ou de toute autre caractéristique protégée telle que décrite par les lois fédérales, provinciales ou locales.
Si vous avez un handicap qui nécessite un aménagement raisonnable pour rechercher une offre d'emploi ou poser une candidature, envoyiez un courriel à [email protected] avec votre demande et vos coordonnées.











