Senior Consultant – Banking & Financial Services (Business Lending)
About the role
As a Senior Consultant – Banking & Financial Services, you will make an impact by leading business lending transformation initiatives, helping banks modernize end-to-end lending processes and adopt platform-based solutions.
You will be a valued member of the Banking & Financial Services Consulting team, working closely with client stakeholders across business, risk, credit, and technology functions, as well as internal delivery teams.
In this role, you will:
- Lead business analysis across the business lending lifecycle, including origination, credit assessment, underwriting, and approval workflows
- Facilitate workshops and stakeholder sessions to gather, challenge, and define business requirements
- Analyse and redesign current-state processes, defining target operating models leveraging modern lending platforms
- Translate requirements into functional specifications, user stories, and acceptance criteria for technology delivery teams
- Act as a trusted advisor to clients, bridging business needs and technology solutions while supporting transformation delivery
Work model
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 2–3 days per week in a client or Cognizant office in the Netherlands.
Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements.
What you need to have to be considered
- Experience in consulting or business analysis within banking, with a focus on commercial or SME lending
- Strong understanding of the end-to-end business lending value chain (origination through to monitoring)
- Proven ability to produce high-quality analysis artefacts (process flows, requirements, user stories, fit-gap analysis)
- Experience working in client-facing delivery environments, with ownership of deliverables and stakeholder engagement
- Excellent communication skills, with the ability to influence senior stakeholders across business and technology teams
- Bachelor’s degree in Business, Finance, or a related field
- Fluency in English (Dutch language skills are advantageous)
These will help you stand out
- Experience with nCino or similar loan origination platforms
- Exposure to lending transformation or core banking modernization programmes
- Familiarity with the Salesforce platform (data models, workflows, integrations)
- Understanding of credit risk frameworks and European banking regulations (e.g. Basel, CRR/CRD)
- Experience working with European banks, particularly in the Benelux region
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don’t hesitate to apply—even if you don’t meet every requirement. If you bring relevant experience, transferable skills, and a strong perspective, we’d love to hear from you.
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional sobre el empleo
La información sobre la compensación es exacta en la fecha de publicación de este anuncio. Cognizant se reserva el derecho de modificar esta información en cualquier momento, de conformidad con la legislación aplicable.
Es posible que se solicite a los solicitantes que asistan a entrevistas de forma presencial o mediante videoconferencia. Asimismo, durante cada entrevista, los candidatos podrán estar obligados a presentar un documento de identidad válido emitido por el estado o por el gobierno.
Cognizant es un empleador que ofrece igualdad de oportunidades. Su solicitud y candidatura no se evaluarán en función de la raza, el color, el sexo, la religión, el credo, la orientación sexual, la identidad de género, el origen nacional, la discapacidad, la información genética, el embarazo, la condición de veterano ni cualquier otra característica protegida por las leyes federales, estatales o locales.
