About the Role
As a Senior Developer, you will make an impact by designing, implementing, and supporting secure integration and managed file transfer solutions that enable critical cards and payments business processes. You will be a valued member of the integration engineering team and work collaboratively with cards and payments stakeholders, operations teams, architects, infrastructure teams, and business partners to deliver reliable, secure, and scalable transaction processing solutions across enterprise financial services platforms.
In This Role, You Will
Design and implement secure integration solutions using IBM MQ MFT, IBM Sterling Connect:Direct, and IBM Sterling B2B Integrator.
Develop and optimize cards and payments transaction flows supporting authorization, clearing, settlement, reconciliation, and dispute-related processes.
Configure and maintain secure file transfer solutions that enable reliable data exchange between internal systems, payment networks, and external partners.
Build and support proxy-based integration patterns that improve security, scalability, observability, and operational resilience.
Monitor, troubleshoot, and resolve production issues involving message queues, file transfers, payment interfaces, and partner integrations.
Collaborate with business, technology, operations, and risk stakeholders to translate requirements into scalable integration solutions.
Implement monitoring, logging, alerting, and operational controls to ensure high availability and rapid incident response.
Participate in testing, deployment planning, release management, and post-implementation validation activities.
Document integration architectures, configuration standards, operational procedures, and support runbooks.
Contribute to continuous improvement initiatives focused on automation, operational efficiency, risk mitigation, and platform modernization.
Work Model
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 3 or more days a week in a client or Cognizant office. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
What You Need to Have to Be Considered
5-8 years of experience in enterprise integration, middleware, file transfer, or payment technology environments.
Strong hands-on experience with IBM MQ MFT administration, configuration, troubleshooting, and support.
Extensive experience with IBM Sterling Connect:Direct implementing secure, reliable, and scalable file transfer solutions.
Strong experience with IBM Sterling B2B Integrator including workflow development, partner onboarding, transformations, routing, and exception handling.
Experience supporting cards and payments business processes, including transaction processing, clearing, settlement, reconciliation, chargebacks, and dispute management.
Strong understanding of enterprise integration patterns, messaging architectures, managed file transfer solutions, and partner connectivity frameworks.
Experience troubleshooting production incidents involving file transfers, messaging platforms, and payment processing interfaces.
Knowledge of monitoring, logging, alerting, operational support, and incident management best practices.
Strong understanding of security, encryption, authentication, data protection, and compliance requirements within financial services environments.
Experience with system integration testing, release management, deployment activities, and production support processes.
These Will Help You Stand Out
Experience working in large-scale financial services, banking, cards, or payments organizations.
Knowledge of payment network integrations and industry standards.
Experience with high-volume transaction processing environments requiring strict service level commitments.
Familiarity with API integration platforms and modern integration architectures.
Experience implementing automation, operational monitoring, and performance optimization initiatives.
Experience mentoring team members and contributing to integration best practices and standards.
We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.
Salary and Other Compensation
The annual salary for this position is between $90,000 - $102,500 depending on experience and qualifications.
This position is also eligible for Cognizant's discretionary annual incentive program, based on performance and subject to plan terms.
Benefits
Medical/Dental/Vision/Life Insurance
Paid holidays plus Paid Time Off
401(k) plan with contributions
Long-term/Short-term Disability
Employee Stock Purchase Plan
Please note, this role is not able to offer visa transfer or sponsorship now or in the future.
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional sobre el empleo
La información sobre la compensación es exacta en la fecha de publicación de este anuncio. Cognizant se reserva el derecho de modificar esta información en cualquier momento, de conformidad con la legislación aplicable.
Es posible que se solicite a los solicitantes que asistan a entrevistas de forma presencial o mediante videoconferencia. Asimismo, durante cada entrevista, los candidatos podrán estar obligados a presentar un documento de identidad válido emitido por el estado o por el gobierno.
Cognizant es un empleador que ofrece igualdad de oportunidades. Su solicitud y candidatura no se evaluarán en función de la raza, el color, el sexo, la religión, el credo, la orientación sexual, la identidad de género, el origen nacional, la discapacidad, la información genética, el embarazo, la condición de veterano ni cualquier otra característica protegida por las leyes federales, estatales o locales.
