Job Summary
This hybrid role for an MNC focuses on delivering high quality analysis and operations support in cards and payments with strong reliance on advanced MS Excel skills. The specialist will handle data driven insights process optimization and reporting to enhance customer centric services across finance related workflows while working closely with cross functional teams in a structured environment.
Responsibilities
Perform daily analysis of cards and payments data using MS Excel to identify trends anomalies and operational gaps that impact transaction accuracy and customer experiencePrepare detailed reports dashboards and summaries in MS Excel to present clear insights on payment volumes settlement timelines and exception items for stakeholdersSupport reconciliation of transaction data by validating entries fees and adjustments to ensure financial accuracy and minimize revenue leakageCoordinate with operations and technology partners to track issues in payment processing and document them systematically to support timely resolutionMonitor adherence to internal controls in cards and payments workflows and highlight deviations to ensure compliance with enterprise risk practicesOptimize existing Excel based trackers and templates by improving formulas formats and structures to reduce manual effort and enhance data reliabilityAssist in root cause analysis of payment disputes chargebacks and reversals by consolidating and reviewing evidence data points and decision logsContribute to process improvement initiatives by documenting current state processes and proposing Excel supported solutions that enhance efficiency and transparencyCollaborate with finance and accounting teams when required to ensure that cards and payments entries align with ledger postings and reporting standardsSupport day shift operations under a hybrid work model by maintaining timely updates communication and documentation of work progress in shared toolsMaintain accurate records of daily activities and key metrics in Excel based logs to support audit readiness and continuous improvement reviewsCommunicate clearly with internal teams about data issues and operational risks in cards and payments so that corrective actions are prioritized and tracked effectivelyApply basic knowledge of consumer lending and finance concepts when available to interpret data patterns and recommend meaningful actions that support business goals
Qualifications
Demonstrate hands on expertise in MS Excel including pivot tables advanced formulas lookup functions and data validation to manage large transaction datasets effectivelyExhibit practical understanding of cards and payments operations such as authorizations settlements refunds and chargebacks to interpret data and support issue resolutionShow familiarity with finance and accounting concepts including reconciliations posting logic and basic financial controls to align transaction data with financial outcomesDisplay awareness of consumer lending products processes and customer journeys when applicable to better contextualize cards and payments data analysisPossess strong analytical thinking communication and documentation skills that enable clear explanation of findings risks and recommendations to non technical stakeholdersAdapt effectively to a structured hybrid work model in a day shift environment while maintaining high standards of reliability accountability and teamwork
Sobre a Cognizant
Cognizant (NASDAQ: CTSH) é uma construtora de IA e fornecedora de serviços de tecnologia, criando a ponte entre o investimento em IA e o valor para as empresas por meio do desenvolvimento de soluções de IA completas para nossos clientes. Nossa profunda experiência em setores, processos e engenharia nos permite incorporar o contexto único de cada organização em sistemas tecnológicos que potencializam a capacidade humana, geram resultados tangíveis e mantêm empresas globais à frente em um mundo em rápida transformação. Saiba mais em cognizant.ai ou @cognizant.
A Cognizant é uma empregadora que investe em equidade. Sua candidatura não será pautada em raça, cor, gênero, sexualidade, credo, origem, deficiência, gravidez ou qualquer outra característica protegida pelas leis brasileiras.
Informações adicionais de emprego
Os candidatos podem ser obrigados a comparecer a entrevistas presenciais ou por videoconferência. Além disso, os candidatos podem ser obrigados a apresentar seu documento de identificação emitido pelo estado ou governo atual durante cada entrevista.
Embora nosso sistema permita a candidatura em todos os idiomas, o(s) idioma(s) e o(s) nível(is) de proficiência exigidos para o trabalho variam. No entanto, é necessário um nível básico de inglês para fins de comunicação em toda a empresa.
A Cognizant é uma empregadora que investe em equidade. Sua candidatura não será pautada em raça, cor, gênero, sexualidade, credo, origem, deficiência, gravidez ou qualquer outra característica protegida pelas leis brasileiras.
Se você tem uma deficiência que requer adaptações razoáveis para procurar uma vaga de emprego ou enviar uma candidatura, envie um e-mail para [email protected] com sua solicitação e informações de contato.
