Job Summary
- DATA:The TL-Loan Originations role requires a seasoned professional with 8 to 10 years of experience in loan processing and origination. The candidate will utilize their expertise in MS Excel to streamline operations and improve efficiency. This role is office-based with night shifts focusing on enhancing the loan origination process and ensuring compliance with industry standards.
Responsibilities
- Oversee the loan origination process to ensure timely and accurate completion of applications.
- Utilize MS Excel to analyze and interpret data providing insights to improve operational efficiency.
- Collaborate with underwriting teams to ensure all loan applications meet regulatory requirements.
- Develop strategies to enhance the loan origination workflow reducing processing time and increasing customer satisfaction.
- Monitor industry trends and implement best practices to maintain competitive advantage.
- Coordinate with cross-functional teams to ensure seamless integration of loan origination systems.
- Provide training and support to junior staff fostering a culture of continuous improvement.
- Ensure compliance with all relevant laws and regulations minimizing risk and protecting the companys reputation.
- Conduct regular audits of loan files to ensure accuracy and completeness.
- Implement quality control measures to enhance the reliability of loan processing.
- Facilitate communication between departments to resolve any issues related to loan origination.
- Drive initiatives to improve customer experience focusing on transparency and efficiency.
- Lead efforts to optimize the use of technology in loan origination leveraging MS Excel for data management.
Qualifications
- Possess strong analytical skills with proficiency in MS Excel essential for data-driven decision making.
- Demonstrate expertise in loan origination and underwriting processes ensuring compliance and efficiency.
- Exhibit excellent communication skills to liaise effectively with internal and external stakeholders.
- Have a solid understanding of mortgage origination underwriting beneficial for enhancing workflow.
- Show ability to work independently and manage multiple tasks in a fast-paced environment.
- Display strong problem-solving skills to address challenges in loan processing.
- Maintain a detail-oriented approach to ensure accuracy in all aspects of loan origination.
Certifications Required
Certified Mortgage Banker (CMB) Microsoft Excel Expert Certification
The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.
- Cognizant is a global community with more than 300,000+ associates around the world.
- We don’t just dream of a better way – we make it happen.
- We take care of our people, clients, company, communities and climate by doing what’s right.
- We foster an innovative environment where you can build the career path that’s right for you.
About us:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.com or @cognizant.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.