Job Summary
Data Join our dynamic team as a Specialist in Loan Originations where you will leverage your efficiency in US mortgage underwriting. With a focus on underwriting and pre-underwriting you will play a crucial role in ensuring accurate and timely loan processing. This office-based night shift position offers an opportunity to contribute significantly to our companys growth and societal impact.
Responsibilities
Graduate exclusion of BE B.Tech MCA This role revies first level processing handles complex process steps transactions and resolve queries complaints with customers clients in related domain area as per the SOP independently and refers to supervisor typically for specific interventions exceptions Business Customer Interacts with Client customer to maintain accuracy and efficiency
- 5 to 6 Year of US mortgage Underwriting experience
- Proficient in FNMA FHLMC guidelines
- Knowledge and understanding of Risk assessment
- Has knowledge of compliance and audit functions
- Resolves customer queries and requests
- Provides clarifications & updates on project & processes to the stakeholders
- Can co-ordinate with investors for any kind of audits or regulatory requirements
- Experience working in Black Knight Loss Mitigation System Pyramid etc. Will be added advantage
- Keeps the stakeholders informed on meeting process deliverables
- Collates data for reporting.
Project Process Acts as an SME for the team to Identify & resolve issues and document all process changes
- Monitor & review first level processing
- Process complex Transactions
- Handle first level escalations from client
- Perform quality checks or audits and Root cause analysis on errors to ensure error free processing
- Provides analytical reports
- Contribute to process improvement initiatives
- Identify and report process changes
- Adhere to the mandatory industry regulation and compliance requirements for the given process
- Review and audit adherence of the team
- Knowledge Management: - Perform knowledge sharing
- Update Process documentation user manuals as appropriate for the process
- Participate in knowledge transfer
People-Team Management - Adhere to org hygiene and compliance needs in terms of-
Personal Utilization & Time sheet submission
Personal and new hire Assimilation
Attendance
Team Initiatives
Provides appropriate floor support as an SME and feedback to team
Has functional responsibility of the process in the absence of TL.
Manage break schedule transport logistics for the team in the absence of the supervisor
Certifications Required
- Microsoft Office Specialist: Excel Certification
Acerca de Cognizant
Cognizant (Nasdaq: CTSH) es un creador de soluciones de IA y proveedor de servicios tecnológicos que conecta la inversión en IA con el valor empresarial mediante el desarrollo de soluciones de IA full‑stack para sus clientes. Su profundo conocimiento de la industria, junto con su experiencia en procesos e ingeniería, permite incorporar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan resultados tangibles y mantienen a las empresas a la vanguardia en un entorno en constante cambio. Más información en cognizant.ai o @cognizant.
Información adicional sobre el empleo
La información sobre la compensación es exacta en la fecha de publicación de este anuncio. Cognizant se reserva el derecho de modificar esta información en cualquier momento, de conformidad con la legislación aplicable.
Es posible que se solicite a los solicitantes que asistan a entrevistas de forma presencial o mediante videoconferencia. Asimismo, durante cada entrevista, los candidatos podrán estar obligados a presentar un documento de identidad válido emitido por el estado o por el gobierno.
Cognizant es un empleador que ofrece igualdad de oportunidades. Su solicitud y candidatura no se evaluarán en función de la raza, el color, el sexo, la religión, el credo, la orientación sexual, la identidad de género, el origen nacional, la discapacidad, la información genética, el embarazo, la condición de veterano ni cualquier otra característica protegida por las leyes federales, estatales o locales.
