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Senior Consultant- Mortgage Technology (Servicing, Origination & Capital Markets)

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About the role

As a Senior Consultant within Cognizant Consulting, you will make an impact by supporting large-scale mortgage technology transformation initiatives across Servicing, Origination, and Capital Markets for leading financial services clients. You will play a critical role in assessing complex IT ecosystems, documenting current-state capabilities, and partnering with business and technology stakeholders to drive clarity, alignment, and delivery excellence.

In this role, you will work closely with client teams to analyze end-to-end mortgage processes, translate business needs into clear requirements, and contribute to modernization programs spanning applications, integrations, and data flows.

In this role, you will:

  • Conduct current-state IT ecosystem assessments across mortgage servicing, origination, and capital markets platforms
  • Document applications, system integrations, process flows, capability models, and architecture views within the enterprise documentation repository
  • Partner with business and technology stakeholders to understand functional, regulatory, and operational requirements
  • Develop user stories, functional requirements, and process maps aligned to Agile delivery practices
  • Support consulting engagements by identifying gaps, risks, and opportunities within existing mortgage platforms
  • Contribute to workshops, stakeholder discussions, and working sessions to validate findings and recommendations

What you must have to be considered:

  • 6–10 years of Business Analyst experience within large-scale technology or consulting environments
  • Deep U.S. mortgage domain expertise, including:
    • Servicing: loan boarding, escrow, investor accounting
    • Origination: underwriting, closing, post-close activities
    • Capital Markets: secondary market processes, securitization, hedging
  • Strong experience in requirements gathering, user story writing, and process mapping
  • Hands-on experience working in Agile / Scrum delivery environments
  • Proven ability to document complex systems, integrations, and workflows in a structured and scalable manner
  • Excellent stakeholder communication and collaboration skills

These will help you succeed:

  • Experience supporting mortgage platform assessment or modernization initiatives
  • Familiarity with large financial institution IT landscapes and enterprise architecture concepts
  • Prior consulting experience delivering client-facing analysis and documentation
  • Ability to work effectively in distributed, remote teams across time zones

Work model

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in USA.

The working arrangements for this role are accurate as of the date of posting and may change based on project or client needs. Rest assured, we will always be clear about role expectations.

Compensation (optional)

The annual salary for this position is dependent on experience and qualifications. This role may also be eligible for Cognizant’s discretionary annual incentive programs, subject to applicable plan terms.

Benefits:

Cognizant offers a comprehensive benefits package, which may include:

  • Medical, dental, and vision insurance
  • Paid time off and company holidays
  • Retirement and savings plans
  • Employee wellbeing and assistance programs
  • Learning, certification, and career development opportunities

La Comunidad Cognizant:
Somos un equipo que se aprecia y apoya mutuamente. Nuestros asociados trabajan en un entorno colaborativo e integrador en el que todos pueden prosperar.

  • Cognizant es una comunidad global con más de 300.000+ asociados en todo el mundo.
  • No solo soñamos con un mundo mejor, sino que trabajamos para hacerlo realidad.
  • Cuidamos de nuestros asociados, clientes, socios, comunidades y entorno haciendo lo correcto.
  • Fomentamos un entorno innovador en el que puedes desarrollar tu carrera profesional.

Acerca de nosotros
Cognizant (NASDAQ: CTSH) es arquitecto de soluciones de IA y proveedor de servicios tecnológicos que traduce la inversión en inteligencia artificial en valor empresarial real mediante soluciones de IA de stack completo adaptadas a cada cliente. Su profundo conocimiento de la industria, los procesos y la ingeniería le permite integrar el contexto único de cada organización en sistemas tecnológicos que amplifican el potencial humano, generan un impacto real en el negocio y mantienen a las grandes empresas globales un paso adelante en un mundo en constante cambio. Para más información, visita www.cognizant.es o síguenos en @cognizant.

Cognizant es un empleador que ofrece igualdad de oportunidades. Tu solicitud y candidatura no serán consideradas en base a raza, color, sexo, religión, credo, orientación sexual, identidad de género, origen nacional, discapacidad, información genética, embarazo, condición de veterano o cualquier otra característica protegida por las leyes federales, estatales o locales.

Advertencia: 
La información sobre remuneración es exacta a la fecha de esta publicación. Cognizant se reserva el derecho a modificar esta información en cualquier momento, sujeto a la legislación aplicable.Es posible que los candidatos deban asistir a entrevistas en persona o por videoconferencia e, incluso, que tengan presentar su documento de identidad vigente, durante cada entrevista.

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