BA - Payments, Bangalore, Karnataka, India

Please Note :: Final interview will be F2F.

Location – Bangalore
Office location – Cognizant Neon Facility

Business Analyst – Payments, Trade Finance, Cash Management & Liquidity

Role Overview

We are seeking a detail-oriented and domain-savvy Business Analyst to support transformation initiatives in Payments (SWIFT, ISO 20022, real-time, cross-border), Trade Finance, and Cash Management & Liquidity. The Business Analyst will act as the bridge between business stakeholders and technology teams, ensuring requirements are clearly defined, solutions are aligned with business objectives, and regulatory compliance is maintained.

Key Responsibilities

Requirements Gathering & Analysis

Collaborate with business stakeholders to elicit, document, and validate requirements for payments, trade finance, and liquidity solutions.
Translate complex business needs into functional and technical specifications.
Conduct gap analysis between current processes and target state.

Payments Domain

Support initiatives in SWIFT messaging, ISO 20022 migration, real-time payments, and cross-border transactions.
Document workflows, data mapping, and compliance requirements for payment systems.
Assist in testing and validation of payment solutions.

Trade Finance

Analyze business processes related to trade finance instruments (letters of credit, guarantees, supply chain finance).
Support digitization and automation of trade finance operations.
Ensure solutions meet risk management and compliance standards.

Cash Management & Liquidity

Gather requirements for corporate cash management, liquidity optimization, and treasury services.
Document processes for real-time cash visibility and forecasting.
Support implementation of liquidity management tools.

Stakeholder Collaboration

Act as liaison between business units, technology teams, and external vendors.
Facilitate workshops, interviews, and requirement walkthroughs.
Ensure alignment of solutions with business goals and regulatory frameworks.

Risk & Compliance

Ensure requirements adhere to regulatory frameworks (AML, KYC, PSD2, Basel III).
Identify risks in requirements and proactively propose mitigation strategies.
Support audit and governance processes with clear documentation.

Qualifications

7–10 years of experience as a Business Analyst in banking or financial services.
Strong knowledge of payments (SWIFT, ISO 20022, real-time, cross-border).
Experience in trade finance processes and instruments.
Familiarity with cash management, liquidity solutions, and treasury operations.
Excellent analytical, documentation, and communication skills.
Experience working in Agile/SAFe environments preferred.
Certifications such as CBAP, CCBA, or Agile BA are a plus.

Key Competencies

Strong problem-solving and analytical skills.
Ability to translate business needs into clear technical requirements.
Deep understanding of financial products and regulatory frameworks.
Collaborative mindset with strong stakeholder management skills.
Attention to detail and ability to manage multiple priorities.

Over Cognizant
Cognizant (NASDAQ: CTSH) is een bouwer van AI-oplossingen en een leverancier van technologiediensten. Wij slaan de brug tussen AI-investeringen en ondernemingswaarde door het bouwen van full-stack AI-oplossingen voor onze klanten. Onze diepgaande kennis van sectoren, processen en engineering stelt ons in staat om de unieke context van een organisatie te verankeren in technologische systemen. Deze systemen versterken het menselijk potentieel, realiseren tastbare resultaten en geven wereldwijde ondernemingen een voorsprong in een snel veranderende wereld. Ontdek hoe op cognizant.ai of @cognizant.

Aanvullende arbeidsinformatie
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Van sollicitanten kan worden verwacht dat zij gesprekken bijwonen, persoonlijk of via een videogesprek. Daarnaast kan van kandidaten worden gevraagd om tijdens elk gesprek een geldig, door de overheid uitgegeven identiteitsbewijs (zoals een identiteitskaart of paspoort) te tonen.

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